Credit score and the electoral roll

nohholmez

Hi all. Just got my credit report today and my score is rubbish ie 439. I literally have only 1 item on there and its my car finance which is paid all up to date and never not paid etc so that's perfect. I know not being on the electoral roll is affecting it but what I want to know is if I register to vote how much will my score improve and will I suddenly see more items on my report because they have more information for example payments on council tax etc as I have in the past defaulted on that but its not on my report.

Thanks!

Robert_Sterling_3

I do not know to what extent your credit score will increase as a result of being on the electoral roll but I do know that if you are not on it it will not help you to get credit.

nohholmez

thanks I know it will def improve I just wondered by how much. Im so confused as to what aside from the and credit checks done have caused me to be such high risk.