i just got a letter from hlleagal/capquest

supakid

i just got a letter from hlleagal/capquest telling me that scotcall are coming to collect the debt i owe.... should i write them this,

Receiving continual threats by letter, threats of visits, and actual visits quite clearly constitutes harassment. Whilst I am sympathetic to your position of desiring to ensure that your client receives payment, your company's own agenda gives you no right either legally or morally to harass me.

Your visiting officers will not call at my address. This letter denotes prior written and legal warning that any such visit will constitute trespass and harassment. Normally there is an assumed right of entry to the front door of a property. However this is denied to your employees and agents and any such person as you may instruct in this or any other matter. Any such act will evidently constitute harassment since prior warning has been given.

Your company will not send me any threatening letters or any other correspondence; you will not visit my property. You may, of course, reply to this letter.

You have now been informed that any such visit or usual threatening letter, or threats of visits constitute harassment. You will immediately cease. You may, of course, reply to this letter. You will kindly acknowledge in your reply that you have noted and understood the contents of this letter.

supakid

? i will be thankfull for any help

fermi

This is the letter often suggested. Feel free to mix and match.

Dear xxxx

Account Ref xxxx

Please be advised that I will only communicate with you in writing. I have noted your repeated attempts to contact me by telephone over the past few weeks/months and these have been duly logged by time and date.

Furthermore, should it be your intention to arrange a “doorstep call”, please be advised that under OFT rules, you can only visit me at my home if you make an appointment and I have no wish to make an appointment with you.

There is only an implied license under English Common Law for people to be able to visit me on my property without express permission; the postman and people asking for directions etc (Armstrong v. Sheppard and Short Ltd [1959] 2 Q.B. per Lord Evershed M.R.).

Therefore take note that I revoke license under Common Law for you, or your representatives to visit me at my property and if you do so, then you will be liable to damages for a tort of trespass and action will be taken, including but not limited to, police attendance.

Yours faithfully,

stapeley

Please give us details of debt , we maybe able to help .

supakid

thank you! il send this right away

supakid

http://forums.moneysavingexpert.com/showthread.html?t=1506153