MHA collections

mysuni

hi, i have sent all my creditors my income/expenditure sheet as advised by my cccs counsellor. i also sent the offer of token payment letter with a token payment. One of my creditors Lloyds TSB have defaulted me due to sporadic/non payment (2 cards) over the last few months. I have had letters from their solicitors and also now getting phone calls from MHA collections which i believe is there in-house dca. I sent the letter and token paymentsx2 on 25/2/09. i also asked for my phone number to be removed from file as i don't want calls all day everyday which is what the call centre have been doing. MHA have left a message asking me to urgently contact them. Letter from them dated 24th said i had to pay up arrears of £1335 IMMEDIATELY or else SCM solicitors may begin legal proceedings against me. so getting to the point finally do i call MHA and tell them all this or do i ignore them and wait for LTSB to inform them? And if i get ccj'd what can they do to get money from me if cccs have told me i can't afford my priority debts let alone c/c debts.

thanks.

10past6

You've informed Lloyds you will only communicate in writing, that should be good enough, you need do no more.

If CCJ is awarded against you, you will only be required to pay what the COURT states, not some twopenny creditor / solicitor.