seeing 3 lenders this week - do I let them credit score me?

koexelek

SolicitorMidlands wrote: »

I understand now you have explained - thank you so much!!

The FA has called today and said the mortgage has been approved and he is searching for deals now. Does that mean it will all definitely go through? subject to valuation of the house of course.

As income can be proved, the survey is OK and no new adverse data comes to light you should be fine

SolicitorMidlands

You are a star! I can relax this evening thanks to you.

lethal0r

YBS only lend 2 times salary + dividends if the total is below £20k im only @ £13.5k for the tax year. and yet you can only borrow a minimum of £25k as a first time buyer!

so bizarrely I can borrow anything from £25k to £27k with YBS

that seems absurd to me.

spat08

hi, sorry to join in on this thread..but can i just ask a question..

someone said that an agreement in principle does not always affect your credit rating? it just leaves a soft print? i am looking for deals, but have been scared to speak to anyone incase it is rejected and leaves a bad mark on credit file..

so in theory, i can speak to some people, they can give me an offer in principle and it wont leave a mark on history?

again, sorry for joining in but this could be very helpfull to people like me