Fixed deal coming to an end?

Lusty

Hi all,this is my first post here.
Anyway I'm on a fixed mortgage deal with the Halifax which comes to an end soon and I can't seem to find anything in their branches or anywhere else for that matter that will tell me what the interest rate will be when I go on to variable.
I hope my my payments will drop significantly as interest rates are much lower than when I signed up to the fixed rate nearly two years ago.
Any info much appreciated.
Thanx in advance

beecher

Halifax's SVR is 4%

Their deals for existing customers are here

http://www.halifax.co.uk/mortgages/newdeal.asp if you want to keep an eye on them

wantabetterlife

Hi
we are also on a fixed deal with the halifax at the minute at 6.14:eek: .
You will go on to their SVR rate when your deal finishes, at the minute this is 4% so i imagine like ourselves your payments would be a lot lower. Hope that helps.

wishiwasarichgirl

if you give them a call they will tell you what the rate is.

I had a letter from them recently saying the Variable Rate which applies to my fixed mortgage with them is dropping to 4% as of today, not sure if this applies to everyone on their variable rate though or if it can be different for different customers.

edit - must be 4% for everyone then - the others posted as I was typing!

edit again just to say to wantabetterlife - my fixed rate is even higher than yours :eek: - roll on sept when I can take advantage of all these lower rates!

herbiesjp

First port of call will be your exiting lender to see what they can offer.

But then I would suggest comparing against what else is on the market to make sure that you are definitely getting the best deal available to you