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Credit Expert and thanks to MSE

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Hi

I just wanted to say wow, and thanks. I took advantage of the free trial at creditexpert.com and paid for a credit score.

My credit file showed a late payment to Capital One in December 2008, a defaulted payment to Orange in May 2005 and a search by Sun & Royal Alliance.

All three entries were incorrect

I contacted Credit Expert (Experian) who were great and gave be phone numbers for Orange and Capital One; I called, they confirmed it was a mistake and promised to correct. For R&SA, Credit Expert contacted them who asked for the record of the search to be removed.

My credit score went from 724 to 999 and I have just applied and been for a Virgin 16 month balance transfer!

thanks so much

andrew

Comments

  • oxenryd
    oxenryd Posts: 478 Forumite
    Hi

    I just wanted to say wow, and thanks. I took advantage of the free trial at creditexpert.com and paid for a credit score.

    My credit file showed a late payment to Capital One in December 2008, a defaulted payment to Orange in May 2005 and a search by Sun & Royal Alliance.

    All three entries were incorrect

    I contacted Credit Expert (Experian) who were great and gave be phone numbers for Orange and Capital One; I called, they confirmed it was a mistake and promised to correct. For R&SA, Credit Expert contacted them who asked for the record of the search to be removed.

    My credit score went from 724 to 999 and I have just applied and been for a Virgin 16 month balance transfer!

    thanks so much

    andrew

    END OF AD BREAK. BACK TO THE PROGRAM NOW
    Originally Posted by Dr Cuckoo3
    Your bank and bank card does say something about the kind of person you are: Big 4 banks=sheep;),Santander=someone who doesnt mind incompetence:p,COOP=Ethical views,a campaigner:cool:,First Direct/Coventry=someone who thinks they are better than others:o,NI Bank card when living on the mainland=Aspergers :D
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