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First Time Buyer help!

Afternoon,

While looking on moneysupermarket.com for mortgages I found that local Building societies such as Cambridge BS, and Bradford BS, came out with the best rates/deals for what I was looking for (2 year fixed rate, 85% LTV).

I live in Cheshire so am i excluded from going to one of these Building Societies (that aren't local) to get a mortgage? Or shall i just go with one of the more national mortgage companies?

Any advice is greatly appreciated! Thanks

Y
"For those who understand, no explanation is necessary. Those who don't understand, dont matter."

Comments

  • Yakubu22
    Yakubu22 Posts: 640 Forumite
    500 Posts
    Just to clarify the above Building Societies i mentioned dont have branches in anywhere except their named area -not suprisingly.
    "For those who understand, no explanation is necessary. Those who don't understand, dont matter."
  • herbiesjp
    herbiesjp Posts: 8,499 Forumite
    Some of the BS will only lend in the immediate vicinity

    So you will need to contact them to find out in you fall within the catchment area for their lending.

    Otherwise you will have to look at different lender I'm afriad
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • beecher
    beecher Posts: 2,497 Forumite
    Cambridge BS has this on their website
    Because of our strong local focus, we do not generally provide savings accounts outside our branch network area. We offer mortgage facilities throughout East Anglia.

    Not sure about the other one
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