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First Time Buyer help!

Yakubu22
Posts: 640 Forumite

Afternoon,
While looking on moneysupermarket.com for mortgages I found that local Building societies such as Cambridge BS, and Bradford BS, came out with the best rates/deals for what I was looking for (2 year fixed rate, 85% LTV).
I live in Cheshire so am i excluded from going to one of these Building Societies (that aren't local) to get a mortgage? Or shall i just go with one of the more national mortgage companies?
Any advice is greatly appreciated! Thanks
Y
While looking on moneysupermarket.com for mortgages I found that local Building societies such as Cambridge BS, and Bradford BS, came out with the best rates/deals for what I was looking for (2 year fixed rate, 85% LTV).
I live in Cheshire so am i excluded from going to one of these Building Societies (that aren't local) to get a mortgage? Or shall i just go with one of the more national mortgage companies?
Any advice is greatly appreciated! Thanks
Y
"For those who understand, no explanation is necessary. Those who don't understand, dont matter."
0
Comments
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Just to clarify the above Building Societies i mentioned dont have branches in anywhere except their named area -not suprisingly."For those who understand, no explanation is necessary. Those who don't understand, dont matter."0
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Some of the BS will only lend in the immediate vicinity
So you will need to contact them to find out in you fall within the catchment area for their lending.
Otherwise you will have to look at different lender I'm afriadI am a Mortgage AdviserYou should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Cambridge BS has this on their websiteBecause of our strong local focus, we do not generally provide savings accounts outside our branch network area. We offer mortgage facilities throughout East Anglia.
Not sure about the other one0
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