Best Choice of Stakeholder Funds to Survive Credit Crunch?

Strike_Team

My stakeholder pension offers a range of funds - cash, fixed interest government bonds, index-linked government bonds, UK index tracker shares fund, managed UK shares fund, a property fund and a few other share funds.

I currently have money in property, the 2 government bond funds, the UK tracker and the UK managed fund.

Question is, how to best distribute assets to make the best of the current situation?

Fixed-interest bonds are good at the moment, due to low interest rates. Property has fallen badly. Index-linked bonds will do well if inflation goes up. I put some money into the UK tracker fund recently, as it has fallen somewhat. I'm trying to figure out what percentage of assets to put into each category to make the best of the current very unpredictable economic situation.

All thoughts and ideas appreciated.

Old_Slaphead

I currently have same dilemma.

Tried to simplfy things by keeping 3 main funds (about 93% of total investment) - managed, cautious and cash.

I vary amounts in these 3 depending on how confident I feel. Currently I'm neutral but with a very slight bias to bullish as stockmarket trades around 3800. Were it to fall I'd move some cautious/cash into managed.

dunstonh

Question is, how to best distribute assets to make the best of the current situation?

It doesnt change on monthly contributions. You should stick to the strategy you use (whatever it is). Try not to go random pick and mix and dont go trying to chase returns.