advice needed on pay off to a collection company

NaughtyAngel2007

advice needed on pay off to company
my credit card debt has passed on to a company to collect , ive been paying it off at £60 a mth for a year or so and now down to £3700. i want to offer a settlment figure but dont know how much to offer or what they would take. a member of my family is going to pay it and me pay them. what sould i offer ??

sorry if posted in wrong place and if you know a better board for me to ask on , i'll be happy to take your advice.

thanks for reading my ramble

mel x

sweetiepie2121

melandtony wrote: »

advice needed on pay off to company
my credit card debt has passed on to a company to collect , ive been paying it off at £60 a mth for a year or so and now down to £3700. i want to offer a settlment figure but dont know how much to offer or what they would take. a member of my family is going to pay it and me pay them. what sould i offer ??

sorry if posted in wrong place and if you know a better board for me to ask on , i'll be happy to take your advice.

thanks for reading my ramble

mel x

Your best bet is to talk to citizens advice or welfare rights.
I owed money for a phone I had on contract once.
It was passed on to a collection agency.
They arnt nice people to differ with.
What ever u do
All the best.