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loan free tomorrow!!
afterglow_2
Posts: 198 Forumite
well just phoned lloyds to get settlement figure for my loan, and have got enough in the bank to pay it off, and pay all bills this month!!:j
so tomorrow no more loan, though ive got to give up my security blanket of spare cash in the bank, which feels hard!!
think i need to just do it and then set myself a target to save for, like a much needed holiday to relax and get used to the millstone ot being around my neck,
well until the credit card needs paying next year, but i got a money making plan in the meantime :money:
so tomorrow no more loan, though ive got to give up my security blanket of spare cash in the bank, which feels hard!!
think i need to just do it and then set myself a target to save for, like a much needed holiday to relax and get used to the millstone ot being around my neck,
well until the credit card needs paying next year, but i got a money making plan in the meantime :money:
£5000 debt cleared thanks to MSE advice :money:
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Comments
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Well done! My loan only just started but i'll get there in the end i guess...
if only i could come up with one of those money making plans, i'd be ok!LBM - 15/02/2009 - Debt - £1047.75 / £7876 (13.3%) - DFD -Dec 2012 July 2012
Target 1 - £1047.75 / £4000 (26.2%) Target Date - Xmas 2009
Emergency Fund - £0 / £100 (Just used for Car Tax!)
My Blog - http://deb-tfree.blogspot.com/
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aww congratulations, it must feel so great to get that one off your shoulders!Mortgage free wannabe #124
Mortgage due to be cleared January 2036 / goal is 4/5/26 (40th birthday)
Starting balance £117000 November 2010
Balance as of 5/4/21(date decided I wanted to become mortgage free) £89426.62 / current balance £82000
Daily interest at January 2021 £4.76
Current daily interest £4.390 -
:T :T :T :T :T :T
...Linda xxIt's easy to give in to that negative voice that chants "cant do it" BUT we lift each other up.
We dont count all the runners ahead of us & feel intimidated.
Instead we look back proudly at our journey, our personal struggle & determination & remember that there are those that never even attempt to reach the starting line.0 -
:mad: Wish i could ditch my stupid loan!!:mad:
Congratulations hun!! wtg :T0 -
yep feels good have had one loan after another from lloyds at stupid interest rates, between 16-22% for about 5 years through being skint and them taking advantage of my position to sell me loans when ive been hard up!!
now already thinking about making money for myself and saving!!£5000 debt cleared thanks to MSE advice :money:0 -
fantastic well done :beer:
Its 6 months until i pay off my credit card (sooner if i can make extra payments) I am counting down. It feels like forever since it was at 5k
March 2006 £15,200+ in debt April £843.64 in debt - Debt Free date Sept 2009
Egg Credit Card - £843.64 5.7%0 -
well done!!!!!CC1 - £250 (PAID) :j
CC2 - £2400 :mad:
CC3 - £3200 :mad:
I hate redundancy..it sucks. :mad:
...............................
Only smarties have the answer...:rolleyes:0 -
Well done. Have a drink to celebrate... :beer:I want to be credit card and loan free by Christmas 20100
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Well done :T I bet you feel so much better, especially with all the interest you will save too
Good luck with your money making plan at this rate you will be debt free in no time!LBM 14/12/06 £21,947.17 DEBT FREE 12/04/09
MFW - December 2010 £76,199 - 4th February 2021 £37,360.900 -
Ah well done, cant wait until all my debts are gone so i can start saving again. Im sick of debt and banks, they make so much money off of us in debt, no wonder they get millions of pounds bonuses each year, well once my debts are gone believe me i will not be part of them being able to make money off of me. I have learned a very big lesson. Well done again :j :j :jDue to budget cuts the light at the end of the tunnel will be switched off.
Debt free Olympic challenger No.11
Paid off so far: £3274.750
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