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Experian Searches?

hey guys,

Having checked my experian score it seem my score is not great down to the fact that I have had no searchs against my file in 12 months and they say its bad?

what sort of things do searches against your experian file? how can I get some searches recorded to boost score?

Regards,

Dean

Comments

  • Apply for an insurance quote using a screenscraper?
  • stoveman wrote: »
    Having checked my experian score it seem my score is not great down to the fact that I have had no searchs against my file in 12 months and they say its bad?

    That does surprise me.
    ...............................I have put my clock back....... Kcolc ym
  • yeah i thought it was strange but when i log in it shows you what are good and what is bad.

    and everything is good but says my searches are bad cos i dont have any?

    I have applied for insuance etc and been accepted but will just do a quote on that site
    cheers
  • Enfieldian
    Enfieldian Posts: 2,893 Forumite
    Part of the Furniture Combo Breaker
    Marshall Ward/Littlewoods Accounts and not use them?

    That will also build up a satisfactory "payment" history against active accounts.....
  • stoveman
    stoveman Posts: 122 Forumite
    yep have accounts with those guys,

    i do have defaults on other credit files (equifax and call credit) but they will drop off today as it goes.

    I will have to see if the score goes up after that. But as Experian doesnt show defaults etc just thought i would try and boost that so i can re mortgage
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