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should we opt back into serps if self employed
gorygirl
Posts: 9 Forumite
MY husband has been self employed in a small buisness for 20 years , he opted out of serps many many years ago , he stopped paying into his pension many years ago also , now the pension company have wrote to him and asked him if he wants to opt back into serps , we havnt got a clue what to do , we cannot afford to pay into the pension yet either , some advice plz :wall:
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Comments
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He isnt actually contracted out as he is self employed. He doesnt get the second state pension and therefore doesnt get the rebates from contracting out either. He is just contracted out in the eyes of the pension company who havent been getting any rebates for 20 years.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0
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So you don't need to do anything.Trying to keep it simple...
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thanku for the replys0
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