charging order/repossession threat

DIVA07984

Hi - not sure if i have posted in the correct section

I have had my mortgage for 4 years. I received a court letter last week - notifying me that i need to attend court in june - for a repossession hearing -
Due to a charging order that has been placed on my house and i have made no payments towards this .This is the first i have heard of this!!

I remember that the mortgage broker and myself had a falling out - as he told me that i needed to pay about £90 a month for life insurance - which i was not happy with as i already had insurance which was only £20- but we did get into a barny about this. He claimed that that this was his conditions for getting the mortgage which - he had never mentioned before.

Anyway there were numurous heated phone calls/letters back 4 yrs ago.
During what should have been happy moving in experience - i was plauged with diaster - couldnt move in for about 7 months due to water damage etc- survery not done properly

I have never received any paperwork regarding this charging out- But i need help/advice - in my response to the court

Can he force me to sell or out of my home - for what was originally a 4k debt

help i am worried - i have children and am having another one in may - and i have called a few people like payplan etc - as i have no luck getting through with citizen advice . No stupid comments pls - as i feel very stressed over this.

Blackruby

Sorry to hear about the trouble you are having, Diva, last thing you need when you are pregnant. There will be people with more legal know how than me over in a bit, but I didn't want to just read and run. But, yeah *hugs*

RAS

Hi

You should have received paperwork for CCJ, then notification of an interim charging order from the lender and the land regsitry, then notification of the charging order.

Do you have a partner?

DIVA07984

no partner - can anyone advise me of how to dispute this please