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Skipton mortgage - overpayments
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At the time it seemed like a safe bet as i came to the end of a US Libor deal with the Skipton which was great for a few years but then not so good! - and i didn't think i'd be in a position to pay it off any quicker than within the term plus the max 10% OPs - had a slight change in circumstances and now can pay off a bit more each month - but yes wish i hadn't fixed0
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