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HELP WITH A LEASE of VAN

We have a lease for a Van with Mercedes, we were assured when we signed for the van in 2006,the cover we pay 23.99 per month for would cover us for unemployment, guess what it doesn't. The original paperwork has gone missing - convenient!. We asked for a re-structure and that has been declined therefore because we cannot make the full payments the van will be repossessed so we will owe money on something we haven't got. How can I get them to allow us to pay revised payments so we have a van for work when it comes up?

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