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Please Please Help me!!

Hi, am so worried. Have been advised by my solicitor to contact my land lady and inform her of our planned bankruptcy. Both my husband and i are registered disabled. We have two children. Live on benefits. All rent is up to date, tenancy agreement does not have bankruptcy clause.
I just beside my self, please can anybody make me feel better x

Comments

  • Simpsona
    Simpsona Posts: 202 Forumite
    Hiya, I'm quite new but donth know why you would have to inform your landlady given all you've just said? From what I've read on other posts sometimes OR doesnt even inform them. Hope someone else can clarify soon for you, try not to panic! x
    ;) Heres to a brand new start!!;)
    Court date March 6th!
    :j 1 week after BR and feeling pretty good!:j
  • Amanda41, I am pretty sure that you dont have to tell your landlady but the OR will. It is probably best to let her know. If you are a great tenant and pay on time anyway I wouldn't see it being a problem. I am sure someone with more insight will be along shortly for you.
    Welcome to the board.
    :rolleyes: Money Talks ...
    but all mine ever says is Goodbye! :rolleyes:
  • Hey amanda, i think from what i have read on here you dont have to mention it to your landlady, if you do then i hope they treat you with respect and cause no problems to you :)
  • jenni75
    jenni75 Posts: 514 Forumite
    Hello Amanda

    You do not have to tell your landlady, the OR might but if you ask when you have your interview, and provide the OR with a tenancy agreement and record of your rent being up to date then hopefully the OR might not contact her. However, you may want to write/call to explain if you are worried she will hear it indirectly. Just don't panic, if its all paid and no br clause in the contract then there is little reason for it to be a issue.
    Jenni
  • Hi Amanda, please don't worry. if you do not have any rent arrears then you do not need to tell her anything!! You solicitor obviously doens't know what they are doing! You would only need to let her know if you were in arrears with them.

    Hope this helps. Lucy xx
  • dalip
    dalip Posts: 7,045 Forumite
    Hi Amanda

    I think you have been advised to tell your LL before the OR does.

    As others have said you can ask the OR not to,but at the end of the day it is utimately the OR's decision. Do you really want to live on tenderhooks,wondering if they are going to find out?. It would be better coming from you and your LL should appriciate this. If you are not behind,there is no clause,are a good payer what would they gain from throwing you out. After all you are in a better postition AFTER bc to pay bills than before.

    That is just my own personal view.Dx
    Free impartial debt advice available from: National Debtline - Tel: 0808 808 4000 | The Consumer Credit Counselling Service (CCCS) - Tel: 0800 138 1111 | Find your local Citizens Advice Bureau
    Laugh at yourself and others laugh with you.Laugh at others and you laugh alone. BSC No 107:D
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