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Wanting to be debt free and improve credit ratings.

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  • elaina79
    elaina79 Posts: 953 Forumite
    Hi. I'm hoping that this machine will last a bit longer than the others. It's more economical that my last one and doesn't have a dryer so it should save me a few pennies in the long run.

    Tax credits have now decided that they are going to take money from me for an overpayment that I have already disputed. I have written another letter to them to dispute it again and am going to write to my MP again about them. I am convinced that they make up their own rules. On the plus side my husband finds it amusing when I start ranting about them, and has told me he couldn't deal with them, with the same passion that I do.

    I am hoping to have one if not two debts paid of by the summer. If I have extra money at the end of the month then I will use some of it to make another dent in one of the other bigger ones.
    We had a family meeting yesterday about dinners to try and think of some nice tasty meals that we can have, I have finally converted my husband to the idea of money saving...... 8 years of moaning his ears off have paid off lol.
    I used to suffer from lack of motivation.... now I just can't be arsed.

    Official DFW Nerd Club - Member no. 1141 - Proud to be dealing with my debts :cool:
  • justruth
    justruth Posts: 770 Forumite
    Good luck with tax credits, you may need it! And well done on formulating 'the plan' and getting your family on board, that is often the hardest thing to do!
    Debt £5600 all 0%
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