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Link financial/MBNA

I'll cut a very long story very short.
I SARd both Link and MBNA as I figured they would have different paperwork - also asked for CCA.

I have received paperwork from both - but quite a lot of what I ashed for is missing e.g. copies of NOA, Default Notices, Letters sent to me.
MBNA sent a copy of the original Application Form but a very poor copy which looks like 3 pieces scanned as one. Link sent me the same but a good copy to very readable. I need someone to look at these for me please as I don't think they are actual Agreements.

Can I put links on here to the Docs so someone can have a look at them for me please and let me know what letters I should now write.

Oh yes!!! to add to that Link have put a £5 admin fee onto the outstanding balance even though they had the £10 SAR fee.

Many thanks
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