Northern Ireland £1 coins

Pollycat

Hi
short & sweet:
Can shops and other businesses refuse to take Northern Ireland £1 coins in payment for goods?

thanks

tripled

Yes.
........

Edit: Just thought I'd add, they can refuse whatever they like. They can take payment only in bananas and coffee beans if they want to.

Pollycat

Thanks, tripled.

Are these coins classed as 'legal tender'?

From what I've already read, the term 'legal tender' is a minefield, so I appreciate that there may not be a black or white answer - or that everybody who replies may not agree with everybody else's view....

bryanb

What about Welsh coins?

Pollycat

bryanb wrote: »

What about Welsh coins?

:rotfl: :rotfl: :rotfl:

OK then, Bryan - WHAT about Welsh coins?

Not wishing to be discriminatory to either Welsh or Scottish people, please give me your view.

Actually, I've had lots of £1 coins with leeks on & thistles on and nobody has ever refused to take them in payment.
So, why would NI £1 coins be seen as any different?
Do they look different?

tripled

All UK coins produced by the Royal Mint are accepted as legal tender. Pound coins featuring regional designs are made by the Royal Mint and so are legal tender. That includes those with a Northern Ireland design.

For information on what 'legal tender' means:
http://www.royalmint.com/corporate/policies/legal_tender_guidelines.aspx

To view the regional (and other) coin designs:
http://www.royalmint.com/Corporate/facts/coins/OnePoundCoin.aspx

Obi167

I think if something is 'legal tender' you can go in to a bank and put it into an account, but shops / pubs / services etc. have the right to refuse anything.

On another note does anyone know anything about being able to write a cheque on anything as long as it has all the right details, (I remember Chris on the Chris Moyle's show (radio 1) trying to get someone to pay for something in the post office with a cheque written on the side of a cow) stupid example I know, but does anyone know the facts?

bryanb

Pollycat wrote: »

:rotfl: :rotfl: :rotfl:

OK then, Bryan - WHAT about Welsh coins?

Not wishing to be discriminatory to either Welsh or Scottish people, please give me your view.

Actually, I've had lots of £1 coins with leeks on & thistles on

Nothing against the people or the coins but I hate leek soup, not keen on haggis either.

tripled

On another note does anyone know anything about being able to write a cheque on anything as long as it has all the right details, (I remember Chris on the Chris Moyle's show (radio 1) trying to get someone to pay for something in the post office with a cheque written on the side of a cow) stupid example I know, but does anyone know the facts?

http://news.bbc.co.uk/1/hi/england/suffolk/7787535.stm

Seems as though a cheque written on toilet paper is valid, but it costs more to process.

http://www.legalpulse.com/index.php?page=shop.product_details&flypage=shop.flypage&product_id=124&option=com_virtuemart&Itemid=1&vmcchk=1&Itemid=1

Cheques are written orders from account holders instructing their banks to pay specified sums of money to named beneficiaries. They are not legal tender but are legal documents and their use is governed by the Bills of Exchange Act 1882, and the Cheques Acts of 1957 and 1992.

dzug1

Obi167 wrote: »

I think if something is 'legal tender' you can go in to a bank and put it into an account, but shops / pubs / services etc. have the right to refuse anything.

On another note does anyone know anything about being able to write a cheque on anything as long as it has all the right details, (I remember Chris on the Chris Moyle's show (radio 1) trying to get someone to pay for something in the post office with a cheque written on the side of a cow) stupid example I know, but does anyone know the facts?

Legally you can probably write a cheque on anything.

Your bank however has a T&C that thou shalt only do so on its officially printed cheques, so can quite legitimately refuse to process anything else. If as an exception it does so, it's entitled to charge you as much as it can get away with. Like the upkeep costs for 6 years of a cow which could be quite a bit.

The cow story actually comes from a comic short story by A P Herbert where his hero, one Albert Haddock, occupation vexatious litigant, attempted to do just that. Can't remember the outcome.

Hazzanet

Obi167 wrote: »

On another note does anyone know anything about being able to write a cheque on anything as long as it has all the right details, (I remember Chris on the Chris Moyle's show (radio 1) trying to get someone to pay for something in the post office with a cheque written on the side of a cow) stupid example I know, but does anyone know the facts?

The "Negotiable Cow" Story:

"The negotiable cow is the common name of a fictitous legal case known as Board of Inland Revenue v Haddock (heard jointly with R v Haddock) written by the humourist A. P. Herbert for Punch magazine as part of his series of Misleading Cases in the Common Law. The case did evolve into something of an urban legend, and periodically assertions are made that it was a true case."

http://en.wikipedia.org/wiki/Negotiable_cow