We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Why is my mortgage incredibly slow?
thepeachyone
Posts: 94 Forumite
Has anyone else found their mortgage application incredibly slow? Its driving me crazy. It never used to be like this. It came back refer, but this turned out to be because someone had mis-keyed in my husbands date of birth. Its been a week now 
I cant remember it taking this long in the past to say they will lend to us.
I cant remember it taking this long in the past to say they will lend to us. I have autistic spectrum disorder which is a social communication disorder so please be patient with me.
0
Comments
-
Which lender is it?0
-
Co-op bankI have autistic spectrum disorder which is a social communication disorder so please be patient with me.0
-
it took c&g severn weeks to say no to me, and the and further month and a half to refund my valuation fee0
-
Oh dear....im nearly into week 7 and still no mortgage offer with Abbey! Guess things are slow all round?!!0
-
Same for me been waiting 5wks for a decision from abbey. Like you say it never used to take this long and i cant see them being very busy can you.0
-
Well at least its not just me, but I will have missed out on the house unless they pull their finger out soon.I have autistic spectrum disorder which is a social communication disorder so please be patient with me.0
-
Oh dear....im nearly into week 7 and still no mortgage offer with Abbey! Guess things are slow all round?!!
That's unusual for them, to be fair.I am a Mortgage adviserYou should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Perhaps they have not got much money available to lend................................I have put my clock back....... Kcolc ym0
-
Even if its refer to underwriter it surely shouldnt take 7 weeks. Have you got to the valuation stage yet? I havent, as I still want to be sure that they will lend to me before I pay the valuation fee.I have autistic spectrum disorder which is a social communication disorder so please be patient with me.0
-
thepeachyone wrote: »Even if its refer to underwriter it surely shouldnt take 7 weeks. Have you got to the valuation stage yet? I havent, as I still want to be sure that they will lend to me before I pay the valuation fee.
Its not gone to underwriters for us yet because Abbey keep asking for more information. In all fairness we are unsure whether its Abbey that are so slow or whether our broker messed up our application some how...we can only really take the brokers word for it and he's blaming it on Abbey. Valuation not yet arranged but we did pay the fee 7 weeks ago when the application was completed.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.1K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards