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departure

Hi

can somebody give me some info on departure process and what it means?
Myself being the NRPP would my wage already be taken into account for the assesment or will it only be taken into account if the PWC asks for a departure?

Thanks
«1

Comments

  • bdt1
    bdt1 Posts: 891 Forumite
    Part of the Furniture Combo Breaker
    Others will advise you better, but I'm also a NRPP. Is your partner on CS1?

    In my experience (on CS1), whether a Departure or not, as a NRPP your wage will only be taken into account not for the original assessment, but as to whether or not as a result of the NRP assessment the monies can be afforded due to 'household income'.

    On what grounds is the Departure based upon? If it is CS1 and it is housing then, Kelloggs will advise you, but they can apportion 50% to NRPP so NRP only has 50% mortgage/rent costs incorporated in their assessment. Many say that unless as a NRPP you earn less than your partner, do not be forthcoming with the information, but without the details it's hard to say...and at the end of the day there are children involved so it's always very emotional and rarely straight forward
  • kelloggs36
    kelloggs36 Posts: 7,712 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    There are many grounds for a departure, but the most common is the housing costs. If the NRPP refuses to provide info, they can assume anything from nil up to 100% of the housing costs to them, thus increasing the amount available from the NRP which can vastly increase the assessment. This departure is also availble against the PWC if they have a partner and are not in receipt of working tax credits.

    In answer to the original question, your wages are not taken into account to decide what the NRP should pay based on their income, but under CS1 it is used to determine whether the household would fall below the minumum amount if he were to pay the full rate. If it would the assessment would reduce. If not, then he would pay the full rate.
  • kelloggs36
    kelloggs36 Posts: 7,712 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Oh, and for your wages to be used in the assessment (for housing cost purposes only) the PWC would indeed have to apply for a departure.
  • Hi yes we are on the cs 1 system, they have already got my husbands wages details and the housing cost details, but the fact that they have asked for my wage details, must this mean that the PWC has asked for a departure?

    and like you say i can ask for the same departure for her living costs as she is living with somebody.

    I assumed that as they knew i was living with him that my details would automatically be taken into consideration for the living costs!
  • dimbo61
    dimbo61 Posts: 13,727 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You should then contact the CSA and ask for a departure as she is living with someone and his income should be taken into account if your income must also be taken into account.
    They dont know your income !! and are now asking for it but you dont have to give that information.
  • Hi yes we are on the cs 1 system, they have already got my husbands wages details and the housing cost details, but the fact that they have asked for my wage details, must this mean that the PWC has asked for a departure?

    and like you say i can ask for the same departure for her living costs as she is living with somebody.

    I assumed that as they knew i was living with him that my details would automatically be taken into consideration for the living costs!
    This does not necessarily mean that she has asked for a departure. They require your wage details to make sure that your family has enough to live on once your OH's maintenance has been paid.
    This is normal practise on CS1. I've had this happen about 3 times over the last 10 years & never once was it because my ex put in a departure claim & I've always been awarded full housing costs.
    No, your details are not normally automatically taken into consideration for housing costs. Your OH should receive full housing costs unless a departure application has been made.
    Donedoingdebt Lightbulb moment January 2000. Debt at highest approx £102,000. Debt now (October 2009 - absolutely fork all!!!):beer:
    CSA case closed on 02/09/10 :beer::beer:
  • pd001
    pd001 Posts: 871 Forumite
    Part of the Furniture Combo Breaker
    dimbo61 wrote: »
    You should then contact the CSA and ask for a departure as she is living with someone and his income should be taken into account if your income must also be taken into account.
    They dont know your income !! and are now asking for it but you dont have to give that information.

    Agreed,

    Basically, if the csa ask for any of your details and you don't want to give them, then you don't have to. There is nothing in law that says that you must give your details.

    There are however some occasions when it may be better for you both to give your details but conversely there are times when it would be better not to give your details to the csa.

    I think that I have read on here that the general rule of thumb is as follows,
    If you earn more than your partner then don't give your details.
    If you earn less than your partner then it may be beneficial to give your details.

    There are others on here, notably Kelloggs36 and Mr Green Genes (Mr GG for short) who can advise you further.
  • kelloggs36
    kelloggs36 Posts: 7,712 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Agreed - I was about to say exactly what Donedoingdebt did, but he/she got in first!
  • Hi -thanks for your help!

    I have already sent my wage details (stupidly) as they kept asking and i thought that i had to (like they would send a court order or something)
    Anyway i earn more than my husband not much more prob about 1k

    So from what you are saying that although they have my details (wage) they will not take my wage into consideration for my proportion of the living costs unless she (pwc) asks for a departure?

    Can the CSA advise her to do this?
    at the moment the costs are very low as we have a very large mortgage and they only had my husbands details.. so i assumed that when they had my details that they would half the living costs and the maintance would increase!
  • So from what you are saying that although they have my details (wage) they will not take my wage into consideration for my proportion of the living costs unless she (pwc) asks for a departure?

    Can the CSA advise her to do this?
    quote]


    I'm not 100% on this, but I don't think the CSA will automatically advise her to this unless she asks the necessary questions. I don't know what happened to the quote thing!
    Donedoingdebt Lightbulb moment January 2000. Debt at highest approx £102,000. Debt now (October 2009 - absolutely fork all!!!):beer:
    CSA case closed on 02/09/10 :beer::beer:
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