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Pre 2007 Loan and Credit Card Discrepencies?

Through an advert on my local radio station, Financial Freedom, claims to be able to have any loan or credit card agreements made, pre 2007 and over £2000 in the red, completely wiped.

Although they could not guarantee 100% success they would still charge you for their service.(£195 per claim and £100 refunded for a failure)

On speaking to an advisor, they said there was a 70-80% chance that, due to around fifty discrepencies in the pre 2007 agreements, they would be able to clear or close those agreements.

I have since looked for their website, which my browser cannot display, and have looked in all sorts of places to find more information on this subject but I have had no success what-so-ever until I found this forum. This makes me very sceptical about the services being offered.

Is this just a "middle man" scam for £95? If this service is legitimate, is there anything else I should know before considering Financial Freedom? Any advice on this subject would be much appreciated. Thanks!
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