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Credit Union, should I join one?

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  • I posted my application to the local credit union yesterday, any idea how long it takes to find out if it's been successful or not? Is there a chance they may refuse me?
    Do what you want because in the end people will judge you anyway.
  • beanielou
    beanielou Posts: 96,904 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Just remember that in most cases you have to have saved first before you can borrow so they may ask you to save for three months before you can have a loan,
    It does vary from CU to CU .
    You should hear quite quickly
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  • Yeah I thought that would be the case but I have no problem saving a bit first with them. I've been in debt mst of my adult life so I'm sure I can survive a few more months like this, especially if I know it may help me.
    Do what you want because in the end people will judge you anyway.
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