Tax and hours worked

CLAPTON

your pension and you pay are worked out separately by your pension provider and your employer respectively.
However, they are linked via your tax codes

so for your pension you have your full tax allowance of 6035

no NI on pensions so only tax worked out so:
pension = 21319
less tax allowance of 6035 (ie. tax code 603L)
so you pay at 20% of 15,284 ie. tax of £3,057
so take home is 18,262 pa or 1522 per month


your employment has NI at 11% on monthly amounts over £453
and tax at 20% on the full amount (i.e. tax code BR)

so monthly pay of 1685
tax 20% of 1685 = £337
NI 11% of monthly ove 453 i.e. 11% of (1685-453) = 135
so take home monthly is 1212

WaxiesDargle

Clapton that is excellent...thanks very much for taking the time to work it out and explain it...it's very much appreciated

thanks all