How much grocery budget on SOA?

fairihell

How much will the OR allow? generally?
We are 2 adults, with a 9 month old baby (she now has formula milk if that makes any difference as I am back at work!)

Thanks so much

dalip

An adult is normally about £180-£190 depending on how generous your OR is feeling on the day:rolleyes: .I would say about half for a child. That is open to discussion though as all ages bring about different costs:D .Dx

Jvic28

Along these lines, does anyone know how much the charities such as CCCS would allow for this on your budget. I have a baby on the way and will have to reduce my payments to them from June. Just wondering how much they will allow for.

Thanks

p.s. sorry for hijacking the thread.

dalip

not sure but i know when we filled in my OH budget sheet for them(cccs) they said £240 was a bit high for 2 adults per month:eek:

Jvic28

I've got £100 a month on mine so it would work out at £200 a month for me + my boyfirend, obviously with a baby I was hoping they'd allow me a bit more, just wondering how much?

nervousmother

you have nappies and extra baby things to buy, I would put down £300 -£350 if they knocked it down they would prob only drop to £250 start high and barter if you have to!

t0mm

The OR should consult their technical manual which gives details about what should be counted as acceptible expenditure:

http://www.insolvency.gov.uk/DocumentLibrary/Policy/Excel/Household%20Expenditur.xls

They do not have a category for 2 adults and 1 child, however 2 adults alone they suggest £394 and 2 adults with 2 children they suggest £501. I would suggest to go halfway between and ask for about £450.

The worst that can happen is that the OR says that he/she thinks it's too high and will tell you they want to reduce it, but if you don't ask, you don't get!

Hope this helps!

empty_wallet_2

t0mm wrote: »

The OR should consult their technical manual which gives details about what should be counted as acceptible expenditure:

http://www.insolvency.gov.uk/DocumentLibrary/Policy/Excel/Household%20Expenditur.xls

They do not have a category for 2 adults and 1 child, however 2 adults alone they suggest £394 and 2 adults with 2 children they suggest £501. I would suggest to go halfway between and ask for about £450.

The worst that can happen is that the OR says that he/she thinks it's too high and will tell you they want to reduce it, but if you don't ask, you don't get!

Hope this helps!

Interesting link

I didn't realise we could have put so much down for food/housekeeping, when i went BR i think we put down £240 a month but then upped it to £300 when i did an IPOQ for my pay rise as thats what we were spending if we were careful, we could easily spend £400 if we weren't careful with what we buy. And clothing £119 per couple :eek: , we did £20 each and then upped it to £60 when i actually worked out what it cost in real terms.

I think on OH's IVA application they were only allowing us £220 for housekeeping and £20 for clothing.

Gas/Electric and water seem low on the spreadsheet

fiveyearplan

Living expenses in BR are more generous than IVA.

peachyprice

And those figures are already well out of date:

UPDATED FEBRUARY 2008 FROM ONS FIGURES FOR HOUSEHOLD EXPENDITURE 2006/2007

Costus

Hi we were in a similar position to you when went went BR.

2 Adults & 1 Child aged 16 months.

Our OR allowed us £540 per month for housekeeping.

Very fair we thought, i think it depends on the OR though.

Better to put down too much and be knocked down, then putting not enough and struggling like hell.