Dunfermline Bs Tracker Collars

montybert

i have a mortgage with dunfermline bs, but originally took out my mortgage with gmac, they then sold it on to the above within a month. Today i receive a letter from dunfermline adv me as per my documetation that my mortgage would go no lower than 2.75%. i was never advised of this through gmac (ive got to get the paperwork out to double check, but i think i would have noticed this as i used to work for a conveyancer) but also when dunfermline took my mortgage over they adv me that everything would stay the same as before. So they hjavent given me anything different, what do i do if i find that i am right, as i want my mortgage to drp as all of us do,

hoping for a reply thanks very much



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dwsjarcmcd

Your original KFI with GMAC should tell you. If the collar isn't mentioned, go back to Dunfermline and tell them!

montybert

Hi,
Have just thought of something, about two years ago, we got themt o give us a better deal, which they did, but i didnt get given anything with regards to this, they just adv me that it would carry on as normal so would it still be gmacs paperwork that i look at? as i have nothing else, which is why i think they shouldnt be able to do this as i didnt have anything advised to me at that point?

thanks