We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

payplan help

hi i have been paying into a payplan account for a good few years.

there is still the same again to go and i have just had a review and was wondering if this was still the best thing for me.

any help would be grate thanks
darren

Comments

  • You could try CCCS.
    Any help, opinions, views I may hold those are my own. Respect them as you would expect the same in return. Offered freely, is gleaned from a lifetime of experiences, knowledge gaining. Passed on to benefit others. I may be direct, ask you questions but those are to help you. Up to you if you choose to take it. I won't judge you either way.
  • Have your creditors been freezing interest? Have you tried re-claiming charges? Could reduce your debt.

    I'm with CCCS and felt the same but have managed to reduce my debts by living on a lot less than the budget that they suggested and saving the rest therefore I was in a position to make F&F's on some of my smaller debts which helps. It is a hard slog but it's worth it in the end.

    Good luck.
    Debt 30k in 2008.:eek::o Cleared all my debt in 2013 and loving being debt free :)
    Mortgage free since 2014 :)
  • fatbelly
    fatbelly Posts: 23,319 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Cashback Cashier
    macca49 wrote: »
    there is still the same again to go and i have just had a review and was wondering if this was still the best thing for me.

    Hi Darren

    It's impossible to say unless you give us some more details.

    Have a look at the statement of affairs calculator

    If you post a soa we've got soomething to work with
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.4K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.4K Spending & Discounts
  • 245.4K Work, Benefits & Business
  • 601.2K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.