credit rating - what does AS01 mean?

boredofbeingathome

poorandindenial wrote: »

Yay, lets ask them, I have no idea what I will be.

About 9 moths ago I got a call from pre-collections and another from premier [obviously read paid for] banking both in the same week. (The call from 'pre-collections' was to give me some important news and (after arguing the toss about whether the phone in the evening was the best way to give me that) it was to tell me that they had reduced my credit card limit, I nearly split my sides as I pointed out that I had done that as I didn't actually need the £12k that they had hiked the limit up so I took it back down to £8k - I almost felt sorry for the woman, almost but not quite)

ETA: other than that I have never missed a loan or cc payment but I do sit in my overdraft as it is tres cheap

I may muster up a 3!!!!! what do you reckon?

Hmm would have to work out my own score on that one!Incidently i did something similar with my Halifax card and pointed the chap in the direction good deals through Quidco, because he was trying to flog me something regarding insurances and i kindly pointed out how much I had made:D Sorry OP slightly off topic.
I think i will send a SAR.:cool:

Head-Out-Of-Sand

Oh dear, I dread to think what mine is like with Natwest!! I don't think there's even a number, it's just a big skull and crossbones that pops up on screen when they enter my details!! :eek:

boredofbeingathome

Head-Out-Of-Sand wrote: »

Oh dear, I dread to think what mine is like with Natwest!! I don't think there's even a number, it's just a big skull and crossbones that pops up on screen when they enter my details!! :eek:

With flashing lights too...I think that happens when an MSE'r walks in now:rotfl: :rotfl:
Nope can do better through Quidco:D
Is that the most competitive option? will look on USWITCH first:rolleyes:
How Much?????:eek:

Or Who says so, have you got your facts right..i want to see the manager..or is it just me??:rotfl:

poorandindenial

LOL - I have always been the one that friends take with them for difficult conversation with scary people (like banks) but now I am particularly popular, I am determined and not scared and NOW I have more knowledge than before

I don't think bank employees like me much - Hurrah for MSE

thevinternet

Head-Out-Of-Sand wrote: »

Oh dear, I dread to think what mine is like with Natwest!! I don't think there's even a number, it's just a big skull and crossbones that pops up on screen when they enter my details!! :eek:

:rotfl:Lol - there's a great Simpsons this reminds me of, where Homer tries to get a car on HP:

(Bob the RV salesman checks Homer's credit on a computer, and a siren wails when the results come back.)
Homer: Is that a good siren? Am I approved?
Bob: You ever known a siren to be good? (Chuckles) No, Mr. Simpson, it's not. It's a bad siren. That's the computer in case I went blind, telling me, "Sell the vehicle to this fella, and you're outta business." That's what the siren says.

Head-Out-Of-Sand

Ha ha, just call me Homer!!

boredofbeingathome

thevinternet wrote: »

:rotfl:Lol - there's a great Simpsons this reminds me of, where Homer tries to get a car on HP:

(Bob the RV salesman checks Homer's credit on a computer, and a siren wails when the results come back.)
Homer: Is that a good siren? Am I approved?
Bob: You ever known a siren to be good? (Chuckles) No, Mr. Simpson, it's not. It's a bad siren. That's the computer in case I went blind, telling me, "Sell the vehicle to this fella, and you're outta business." That's what the siren says.

Lol,i remember that one:rotfl: :rotfl: :rotfl:

simone83

thanks for all the posts - I think I am going to ask at the branch and should the lady behind the counter fall of her chair laughing I me I will take my overdraft and leave!!!!