Useful list of Creditor's In House Collection Agencies

Merlinexcalibur

Reading here the last few days, I haven't found anywhere or any posts (apologies if I haven't searched for hours through zillions of threads but no one has that kind of time do they) but from a lot of posts many don't know the difference between a genuine DCA and one that declares itself as one and trades under a different name when it is in fact a creditor's collection/arrears dept. I think it's vitally important for people to know this because they do not always make it clear who they are eg tiny writing on the bottom, even anyone with 20/20 vision would struggle to read where the address is.

Anyway.

Here's a list of a few in-house collections agencies. Please feel free to add to it because it's important I think people are aware of what these companies actually are and not a third party DCA:

Barclaycard = Mercers/also trade as Calder Financial Ltd, but do not make it clear in the body of their letters they ARE Barclaycard, instead rely on you noticing the tiny address at the bottom.

Capital One - Debitas

Littlewoods/Shop Direct Financial Services (which covers a good deal of catalogues as they are the largest in the UK) - Nationwide Debt Recovery

In each instant I provide above it is maintained in the letters that they are a DCA when, in fact, they are not. I make that point because it's using unfair means to make debtors think they are a DCA.

This list is here to benefit anyone who gets letters from these people because you ARE dealing with the creditor in each instance of these names above and NOT a third party eg proper DCA.

If anyone has any names to add please do so.

fermi

There are some lists somewhere.

For the time being..............

Barclaycard = Mercers
HSBC & First Direct = Metropolitan and/or DG Solicitors
HBOS Group (as was) = Blair Oliver & Scott
Student Loans Company = Smith Lawson & co
Lloyds Group (as was) = Sechari, Clark & Mitchell

There are loads more to dig up.

Deep_In_Debt

First Plus Financial = Red Castle Recoveries
Sainsburys = Blair, Oliver Scott

Will try and come up with some more

Merlinexcalibur

Thanks, Fermi. Still getting used to the layout of MSE. My apologies.

Edit - but like me, who is new to MSE, it helps anyone because they won't know where to look. Especially if they don't know about it. Hope that made sense, then.

fermi

Merlinexcalibur wrote: »

Thanks, Fermi. Still getting used to the layout of MSE. My apologies.

Don't apologise. I meant scattered on some lists on other sites actually.

MSE is very limited in the room to put up stickies etc.... so it's often a problem to find things.

Merlinexcalibur

Okay, it's a Saturday afternoon ... your brain tends to get 'scattered' as it's free time. Hope that made sense, too. I find that, though, with the debt template letters. They are on Consumerwiki (most of them) but sometimes they don't 'leap' out at you. I lost all mine due to a PC crash, so have to look for them. I'll shut up now. lol

AGB863

Halifax = Albion Collections

LTSB = BLS Collections & MHA Collections

jakemuk

Natwest = Triton Credit Services

Toffee_Penny

Monument = Portland

thenightporter

MBNA - Aegis

legaleagle1980

Guys IF you receive a letter from an internal debt collector report it to the OFT as if they are not stating they are the company when they are they are breaching trading standards and OFT guidelines. They may or may not be committing a Torte or Civil Fraud but i have yet to confirm this.