Im definatley a debt free nerd..Im WANTING to ecieve my CC bills!

sugarpants_2

:cool: ...I cannot wait for my credit card bills to come in so I can pay them off. What is wrong with me

Maybe its because once they are paid I can try and enjoy the money (if any) I have left.

Its nice to get back on track with all my finanaces at last. Although Lloyds loan are messing s about with settling our last payment at the moment. Hoping to go our branch next week and give them a mouthful! Also thyve been charging us left right and centre. We will be closing DH account too once loan is settled (Only £485 to pay!! Yeeeeeah!):T

So Im now officially a debt free NERD:cool:

PS/DH is desperate to buy a Wii console and I keep telling him no too. I really would love one too for the kids..but want our debts cleared first:D

ANYMORE NERDS WANNA JOIN THE GANG ?

princesspugh

I'll join the nerd gang!!!! I too look forward to receiving the CC cards each month so I can throw more money at them. We have a long way to go yet, but theres a new determination in our house - we will do it!!!!!

sugarpants_2

Hi PP
You have a long way to go but its fab you are a nerd like me. Good luck with your payments. I cannot wait till Im debt free and Im determined never ever to pay anything with financ EVER!
Good luck with the baby in June 09

nova

Hi Sugerpants,
l too would like to be a nerd, before xmas l was shoving bills anywhere l could find a hole basically coz you know if you shred them or stick them under the carpet, you dont have to pay them;) WRONG now lm forever sitting with my calculator dividing the money up and whose going to have what and slowly watch the debts come down.
Nova XX

ad9898_3

sugarpants wrote: »

PS/DH is desperate to buy a Wii console and I keep telling him no too. I really would love one too for the kids..but want our debts cleared first:D

Most things you buy have a novelty value of less than 2 weeks, if you go into debt to buy something the thought of having to pay it off normally reduces the 'novelty time'.

Best thing to do if you want maximum enjoyment out of things that you buy, is to buy them without going into debt. It really is that simple.

Merlinexcalibur

Strangely, I like receiving one particular statement. What's wrong with me? I open it, not want to jump through the roof with rage? lol

Incidentally, AD I like your signature. Especially after I saw the price of Cillit Bang this afternoon ... it better do what it says! :D

afterglow_2

yep im just about done with my lloyds loan now!! only 6 weeks max left till its paid off.

yet every time i go in the bank they offer me new loans and cards and accounts, i have complained and asked for it to be noted on my file but to no avail!!! so will have to argue with them for next few weeks about not wanting any more overpriced credit!!!!
cant wait for my money to be my own and treat myself to a few things, and hopefully start up my own business!!!
hope you have lots of luck with your final push too!!!

nova

Merlinexcalibur wrote: »

Strangely, I like receiving one particular statement. What's wrong with me? I open it, not want to jump through the roof with rage? lol

Incidentally, AD I like your signature. Especially after I saw the price of Cillit Bang this afternoon ... it better do what it says! :D

Hi Merlin!!

I prefer Flash GEL with bleach but l can only get it in wilkinsons now!! l have to make a special trip into town!!! How sad is that!!!
Hope you're ok today
Nova X

sugarpants_2

High fives so everyone who replied in this post!
NERDS UNITE!
Monday tommorrow and hopefully Ill recieve one of our 3 CC statements..LOL

sugarpants_2

Whats your new business? Sounds exciting.:cool:

afterglow wrote: »

yep im just about done with my lloyds loan now!! only 6 weeks max left till its paid off.

yet every time i go in the bank they offer me new loans and cards and accounts, i have complained and asked for it to be noted on my file but to no avail!!! so will have to argue with them for next few weeks about not wanting any more overpriced credit!!!!
cant wait for my money to be my own and treat myself to a few things, and hopefully start up my own business!!!
hope you have lots of luck with your final push too!!!

princesspugh

Am agreeing with Ad9898 on the Wii and the novelty factor - we bought ours Xmas 07 and think we must have only played on it 10-20 times in all that time - I am seeing why our credit card bills are so high now lol!!!!! Mind you we don't have kids yet so guess it might be different if we did, and I'm sure the new baby won't be a Wii player for many years yet.

Nova at least buying household stuff in Wilkinsons is cheaper than the supermarket, and whilst in town you can do some window shopping.

Sugarpants thanks for the congrats on our baby, I think she is the main reason we are tackling the debts, maybe if she wasn't coming we would still be burying our heads in the sand. OH even took a pack lunch to work this morning, something he has sworn he would never do - wonders will never cease!!!!