Student overdraft

tuttifruity_2

Hello all,

Firstly sorry if this is not the right place to post this question...
I'm a third year student and have been having problems with my banks requarding my student overdrafts.
In my first year at uni I came across alot of money problems and so stupidly opened two student accounts for the interest free overdraft. Which have maxed out my first year amount.
I've been getting calls from the banks wanting me to pay back the overdraft, but being a student I have no way of doing this. Just abit worried as I thought I didn't have to pay it back until I had graduated?? any thoughts?
thanks....