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Capital one F and F offer

Hi all

Recently sent a letter to cap 1 with an offer of full and final settlement on a debt.

Got this reply this morning.

"Thank you for your recent letter

Unfortunately, i am unable to action your request because you have not signed the letter you sent us.Please send in your letter again with your signature on.

yours sincerely

blah blah
Senior Manager"

I have no intention of giving them my signature, i dont see what difference this makes.
I was just wondering if anyone else has had this response from cap 1 before and if i should resend again without signature but put a timescale for the money to be available (gift from friend) and notify them when it expires they will get the very small amount per month i have been paying them before.

advice much apreciated
regards
Mark

Comments

  • milliejon
    milliejon Posts: 1,052 Forumite
    Mark I had this response to one of my letters offering them more money each month!

    I wanted to get it actioned so sent another copy which I signed. After reading lately about their agreements being useless, I may have shot myself in the foot.
    DMP mutual support number 174
    Total debt now (April 10) £0! - total paid off £30,221 or 100%
    I'm now debt free after 6 years!!:j
    Non smoker since June 2006 :j
  • bumped up............
    Barclays OD -£805.93/limit £800 A & L OD -£350.00/limit £250
    HFC (laptop) £549.00, Barclays Loan £3033.00, O2 £331 (227.70 left)(defaulted):eek::eek::eek:
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