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Newbie Help Please

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Comments

  • I ive in a shared house and I pay £300 all in. This inclused phone, internet and all other bills. I had to put that into the form that way otherwise it would not let me fill it in properly.

    I will get in touch with orange to get a better deal.

    My car was bought on finance 100 a month over 5 years. I am 2 years into it at moment.

    WHere should I go to food shop. I go to tesco at moment.
  • RAS
    RAS Posts: 36,206 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    try Lidl, netto and ALDi. Go for value at Tesco. Do you have an open market for vegetables?

    And learn to love lentils and beans.

    Explore the Money Saving Old Style forum on here and learn to menu plan.

    Check your paperwork in the car. You may be able to return it without penalty if push come to shove. You need to know the situation.
    If you've have not made a mistake, you've made nothing
  • I dont think it will come to that I am meeting payments. I just need to learn how to budget my money correctly and you lot ahve given me some brill tips!!!
  • also look in the reduced goods part in the shops, you can always freeze it
    Barclays OD -£805.93/limit £800 A & L OD -£350.00/limit £250
    HFC (laptop) £549.00, Barclays Loan £3033.00, O2 £331 (227.70 left)(defaulted):eek::eek::eek:
  • Fire_Fox
    Fire_Fox Posts: 26,026 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I ive in a shared house and I pay £300 all in. This inclused phone, internet and all other bills. I had to put that into the form that way otherwise it would not let me fill it in properly.

    WHere should I go to food shop. I go to tesco at moment.

    How much of the £300 is bills and who is responsible for organising this? Have you tried to switch energy company, or looked at cheaper phone/ internet suppliers? For comparison between two of us we spend
    £34 a month on electricity
    £20 a quarter on water
    £12 a month TV licence
    no landline or TV package
    £15 a month mobile broadband
    £80 a month council tax.

    Asda is massively cheaper than Tesco - check out mysupermarket.co.uk. Cheaper still are Aldi and Lidl but less choice (can be good as you buy less!). ;) We also buy quite a lot of our snacks in pound shops and Home Bargains.
    Declutterbug-in-progress.⭐️⭐️⭐️ ⭐️⭐️
  • Naomim
    Naomim Posts: 3,236 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I also use https://www.mysupermarket.com and find Tesco cheaper than Asda ;) It's not necessarily about where you shop but what you buy. As I said, I shop for a family of 3 on less than you do. I find meal planning is the key. Do you have a freezer you can keep bits in?

    I agree with Fire Fox about pound shops etc. I often buy a multipack of crisps or wagon wheels etc in there for lunches at work as it's cheaper.

    Naomi x
    Credit Cards NOV 2019 £33,220.42 Sept 2025 £16,515.00 Here's my diary: A Ditherer's Diary Again
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