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Overdrawn on Overdraft - what to do....?
Comments
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Wow!! I need to hang around here more often... ! I'm just really worried that I'll be asked to pay all the OD amount off in one go... don't think I'd get a £10k loan :eek: ... well nothing to lose really have I?.. blood out a stone n all that... thx!
K x:heart2:Debt free wannabe:heart2:0 -
since the budgetting board post got hi jacked.
I know this is obvious but opening new accounts does not solve the root cause of the problem is just leaves a dangling debt and nothing to stop another one happening.
The new account has to be part of a plan to reduce spends and get the busget under control.
£200 overspend in a month is a clear sign that the DWD budget needs a review since it is not working.
Time to rework that SOA.
Actualy looking back over your posts I don't see any mention of a budget or SOA do you have one that covers at least 12month ahead?
http://www.makesenseofcards.com/soacalc.html0
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