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Settled

i am checking my credit file with equifax and have a lot of settled account with no missed payment throughout the terms, I'm having problems with another case, just wanted to know if this reflects in a positive or negative way?

Comments

  • GeorgeUK
    GeorgeUK Posts: 7,737 Forumite
    Are the accounts closed as well as being settled?

    If the accounts are not closed it may look as though you have too much credit available.
    After falling off the gambling wagon (twice): £33,600 (24,000+ 9,600) - Original CC Debt: £7,885.91

    Dad Gift 6k ¦ Savings & Inv Tst: £2,500
    Loan 10k: £0 ¦ Dad 5.5k: £2,270 ¦ LTSB: £0 ¦ RBS: £0 ¦ Virgin £0 ¦ Egg £0

    Total Owed: £2,270 (+6k) 11/08/2011
  • 1234
    1234 Posts: 131 Forumite
    Part of the Furniture 100 Posts Name Dropper
    how would i know if their closed? i presumed as soon as their settled the account is closed.
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