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Posts: 130 Forumite
i am checking my credit file with equifax and have a lot of settled account with no missed payment throughout the terms, I'm having problems with another case, just wanted to know if this reflects in a positive or negative way?
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Are the accounts closed as well as being settled?
If the accounts are not closed it may look as though you have too much credit available.After falling off the gambling wagon (twice): £33,600 (24,000+ 9,600) - Original CC Debt: £7,885.91
Dad Gift 6k ¦ Savings & Inv Tst: £2,500
Loan 10k: £0 ¦ Dad 5.5k: £2,270 ¦ LTSB: £0 ¦ RBS: £0 ¦ Virgin £0 ¦ Egg £0
Total Owed: £2,270 (+6k) 11/08/20110 -
how would i know if their closed? i presumed as soon as their settled the account is closed.0
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