Tuesday 17/2/09 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free;)

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D

Today i will:

• check online banking -
• update spreadsheets
• move some money to savings and different pots
• storecupboard lunch and tea
• laundry hokey cokey for OH
• ironing for me
• reduce, reuse,recycle one thing
• swim and jacuzzi to use gym membership
• aim for no spend day
• clean one room so no housework at weekend
• sparkle a lot - star socks today;)

Good morning lovely dfw's, quiet day ahead at work i hope. Half term from college so DD skulking about the place, OH on annual leave so another skulker:p they both better get something to do or they will be pestering me all day:rolleyes: One of the downfalls of working and living in same place!

Sending hugs to any poorly people, hope you feel better soon.
Hi to all the regulars:hello: :hello: :hello: and welcome to any new posters:D

Catch up with you all later xxx

Pippilongstocking

Morning all

Today
Coal needs paid
Collect darwin beast now he's paid argh (£312....)
Walk doggies - maybe over to get the darwin beast _ I am good but even I can't drive two cars at once.
Take scarf
Tea from fridge
Lodger room to do
Put washing up liquid into a soap pump dispenser (saving pennies thread - its awesome - up to page 18 of 55 pages gulp)
Gave milk a glug of water too
Made scottish pancakes for brekkie as was up at sillyo'clock for lodger brekkie
Eat brekkie at work
Eat lunch at work
Take in milk to work
Write more - need to work on revised introduction
Landry on
Used white vinegar with some ylangylang oil in it - found in back of cupboard.
PAD to scary loan
Something in xmas pot
maybe saw some logs

Waving to you all - hope you are good today xx
Dunno what else for me today - eeek feed choks thanks you lot for reminding me - xx



sparkle a lot - stripey socks today (and its cold so tartan pj's under jeans, huge fleece and pigtails (easier to get under a woolly hat).

andan

Morning guys, hope everyone is having a good start to the day. I currently have a headache left over from yesterday, so am hoping it will eventually shift. I am on my course again today so another long day!

Things for today:
-Have sorted out a pack lunch to take with me so i don't get tempted by all the lovely food!!
-Will go do my massage course, so that i can hopefully add it as a new skill soon
-Will phone OH tonight with free minutes
-I have put my nectar card in my bag, only a small thing but i keep forgetting it and as a result am missing out on all the free points!
-Tea will be left over spag bol oh made the other day
-Have inputted meter readings into imeasure and am very pleased with the results. Definitely going to be under for our bill at this rate.
-Have continued using up old beauty products
-Tonight i will do my sister's homework for her, she is stuck and i did her course years ago, so promised i would help her!
-Update blog
-Get in touch with friend to cancel tomorrow's plans
-Do some washing on 30
-Sort out massage gear for tomorrow
-Upload car
-sort out gym gear in order to take advantage of gym membership
-Put business receipts into spreadsheet
-Spend fifteen minutes working on advertising
-Read ten pages of chapter 1 for O.U
-Read fave threads
-Sort through emails
-Do some surveys
-Write a list of everything i need to get up to date with and do, feel like i am falling behind on things
-Call back guy from gym which is part of the mystery shop
-Look for more mystery shops
-Check out finances
-Organise a plan with my finances
-Look for some matched bets to get back into
-Put some lose change in pot
-Update spreadsheets
-Update challenges
-Got two free tickets to the theatre, courteousy of being under 26!
-Look for some more free theatre tickets to apply for!
-Photocopy documents for massage application form
-Complete application form
-Look at when i can do my next deep tissue massage
-Begin adding it to my website
-Check freebie section
-Check freecycle

Have a great day everyone

Message for people in hampshire who may not have seen it yesterday, got yours Cassie!! For anyone in hampshire who wants to come to our small dfw things thread meet then please pm me so we can get the ball rolling. Also ideas for dates more than welcome, so we can arrange something that suits us all!

MrsAudus2b

Good morning everyone :hello:

Early post from me as at work and office is empty!

My list:

• At work all morning
• Dreaded team meeting
• Packed lunch
• Then assessment this afternoon
• Drive carefully to conserve petrol
• LSD - just few bits from Tescos
• Bit of housework when get home
• Final bill from old mobile compnay coming out today - need to check online banking afterwards and hopefully can can make a small rounding off payment to C/C
• Payday on the 19th - need to do budget plan
• Storecupbaord tea
• Catch up on diaries
• Try and update mine!
• List of things to do this week and weekend
• Very excited...Eastenders, Holby City...and then Mistresses back on tonight! (I need to get out more! )

Love to all
Have a good day
Sending sparkles
xxx

DawnW

Morning everyone :wave: :wave:

So far this morning I have:
Checked online banking
Seen to animals - chooks laid 2 eggs today :T
HM breakfast
Pegged out washing on the line, for the first time in ages. It is quite springlike here after all the recent snow :T

Later I will:
Go to work - loads to do :eek:
Work on application for new job
Take packed lunch to work
Clean something so that I don't have so much housework to do at the weekend (thanks SM!) When I say 'something' there is plenty to choose
from :eek:
Supper from storecupboard

Have a good day everyone :wave:

lemma1968

Thank goodness for Child Benefit:rolleyes: I was down to my last £30 and it has just hit my bank account. What a relief.

Lets hope i get some of my owed money in soon too.

Today I have/will:

Check online banking - temporary relief:T
scratchee - 10p
take flask and snacks to work
storecupboard brekkie, lunch and dinner
retrieve the kiddies from grandmas where they have been since Sunday night
do 2 invoices
try and do a p.a.d
other than parking have a nsd

gotta go and get ready for work.

Have a great day folks. xxx

Purple_Sparkles

Good Morning All,

I've not posted here in ages, I've been so busy that I've not had time to sit at my pc for a while.

I hope all are well.

I have let the chickens out (3 eggs so far today)
Daily scratchcard
Checked online banking
Freezer surprise for dinner this evening
Bake some cakes etc.... for the kids/freezer (ingredients from storecupboard)
LSD - pck up some flowers for Mum's Birthday today
Dry washing on line for the first time this year
Put a few items on fleabay
Collect 'parce' from post office (I have no idea what it is)

I think that's it for me.

Have a great day everyone.

skint-student-nurse

morning all!
had a very productive day yesterday and my vouchers for mr t came! also got my hospital appointment through and its a doctor i know from work! day off with DD today - gotta love tuesdays - and my aims for today are:

• post phone contract letter - got forgotten from being ill
• set up new bank account as my bank are driving me mad!
• send more ebay parcels
• chase up ebay items i bought but havent arrived (there is loads )
• write to the dean at uni - i could be going back next week :T
• dvds and games to local exchange shop - couldnt find an alternative to music magpie other than the usuals like amazon and play but i nee the room!
• see how much cashback i can make in one day - my personal challenge for the day
• find more items for car boot sale
• freezer and storecupboard tea
• aim for a LSD - DD wants to go to the park and get some sweets later

DD and I are both sparkling with hello kitty stripy socks :rotfl:

hope everyone has a good day!

ragstoricheswannabe

Good morning everyone, cant believe it is nearly march already, time is going by too fast. Hope everyone had a good valentines day?!

So today i will/have:

• Daily clicks and scratchcards
• check ebay items
• loaf in the bm
• take car to garage and pray it wont cost the earth to fix
• housework (double amount today due to none done yesterday as hungover)
• start ironing pile
• sort out the mountain of paperwork that seems to have magically appeared in the kitchen
• sort out more items to photo ready for listing on fri
• make tea (yummy toad in the hole, mash peas and gravy tonight )

Not much today but will prob find more things to do as the day goes on.............. making the most of being at home as next week is my last week off =( boo hoo.

take care everyone and have a good tuesday!
love rags
xxxxxxx

andan

Have most people got their tesco clubcard vouchers through now? Just wondering as i haven't received mine yet and love receiving them especially as they have a lot of value!!

mizzy2

Morning all

-up early again to do moneysaving stuff before uni
-done dooyoo ratings
-turned off heating after an hour
-checked uni emails
-will dooyoo review later
-scratchcard 20p
-put cheque from dooyoo in bank as it was closed yesterday
-do flute practice
-go to lecture
-read library books at work
-go to work this evening
-eat dinner at work
-complete nvq questions
-nsd hopefully taking spag bol in from last night/muffin

thats about it
have a good day everyone