long term fix at max ltv?

sammyjammy

I think you would be ok its probably just their table claculator that is wrong, try the Britannia site direct, they might have a calculator that will tell you whether you're eligible or not.

Rates may go to 0% but the likelihood of them staying there for long are pretty slim, if we go into a deep dperession you'll be more worried about your negative equity than the rate your paying on your mortgage, a ten year fix is certainly the way to go at these kind of rates if its suitable for your needs.

Sam