SOA question- Date incurred

bobby81_2

Hi guys

Two questions I really need help on

Am filling in my SOA and unsure what to put for date incurred of my credit cards. I dont want to phone the companies up because they will give me hassle about non payment.

It also asks what the debt was for, do I put the answer "credit card" or they want to know why. No one really knows what their credit card debts were for or at least I was just spending money they were chucking at me so not sure what to put

Is a rough guess ok or does OR/judge want exact date?

Thanks in advance
bobby

sieve

I think most on here go for the date the accounts were opened rather than when you used all the credit up on them.

DaveBrum_2

If you don't know, I think it's OK to give a rough estimate.

bobby81_2

ta guys I will estimate, dont want a telling off from OR or judge for not finding out, think they will understand tho

philnicandamy

Guestimates are fine...if the OR needs he can contact any creditor for a definate date etc