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Ftb
kier333
Posts: 318 Forumite
Tomorrow i pay the booking fee shall i go for a 2 or 5 yr fixed, 90%LTV on 1 bed flat NW2 6.79%
What would you expect SVR to be in 2 yrs?
What would you expect SVR to be in 2 yrs?
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Comments
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Only YOU can decide what mortgage deal to take.
Mortgages are personal, and should be based on your lifestyle, personal circumstances.0 -
There are lower fixed rate products out there if you look hard enough.Value-for-money-for-me-puhleeze!
"No man is worth, crawling on the earth"- adapted from Bob Crewe and Bob Gaudio
Hope is not a strategy
...A child is for life, not just 18 years....Don't get me started on the NHS, because you won't win...I love chaz-ing!0 -
Kier333
Look at 90% fixed rates by using FSA website - http://www.fsa.gov.uk/tables/ then click on compare mortgages. At the time of this post they list the following offering 90% LTV mortgages
Teachers Building Society
Post Office Ltd
Clydesdale Bank
Yorkshire Bank
Cheltenham & Gloucester
NatWest
Royal Bank of Scotland
First Active
HSBC
Abbey
Halifax
They range from 5.69% (Teacher's Building Society) to 7.49% (Halifax)0 -
Maybe lender criteria i.e. income multiples is dictating the choices available to the OP
Although I would have thought a lower rate would be possible.
OP - Is that Cricklewood you are looking at?I am a Mortgage AdviserYou should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
You haven't posted any figures, but as with any areas there are good and bad places
Should have plenty transport links in that neck of the woods - would it closer to Brent Cross or Hampstead?I am a Mortgage AdviserYou should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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