HELP WITH lLOYDS CC

carlos700

i AM ON A dmp with cccs lLOYDS tsb credit card reduced my interest for a while but now they are charging me full interest plus late charges so i owe more now because of the interest then i did at the start of DMP .
They will not accept my payments and i have received a letter from CCCS saying this .CCCS are contining to send them my payments but what will Lloyds do now ? do LLoyds pass debts on ?
Also i have not asked Lloyds for my CCA because i didnt want to annoy them but should i write to them now and ask for it ?

elsie52

HI

You have done better than I have. We have been on a DMP for 12 months now and Lloyds will not.....have not reduced or stopped our interest. We pay them £333.oo per month and 235 of that is interest.!!

I have found them to be the worst creditor that we have. I also tried to et bank charges back from them, but again no joy.

Roll on the time when its paid, and I will never have anything to do with them again.

Leixlip1

You should make a CCa request to Lloyds if that's what you want to do. So what if it "annoys" them? They appear to be annoying you and causing you distress. You will only be asking for something that is your right to ask for.