Debt management

Monly

Am new to this so apologise if I am posting in the wrong place - I think this is the most appropriate place.

I'm trying desperately hard to get out of debt and in the process discovered a debt management company. Does anyone have any knowledge of Harrington Brookes? Any advice would be gratefully received.

mags33_2

Hi i am with them for the moment

if i was you i would try and get a free paying one rather than one that charges, it suits me for the now but i do plan to change when iv read their terms and conditions.

Numpty_Monkey

Hi

Whatever you do,
do not go with a fee chargeing company

Contact one of the debt charities
Non-profit Debt Counsellors' List

Why pay someone to do what a Debt Charity will do for free, and they have more respect in the finical world than the leeches

lxpeanut

I agree with Numpty do not pay someone else to do it. You need that money to go to your debts not in the pocket of a middle man.

Monly

Thank you! Unfortunately have signed up and paid them last october but they seem to be doing nothing despite numerous letters. I'm paying them monthly and still getting late payments, charges etc etc onto my cc accounts as they don't seem to be doing what they said they would. I'm getting more and more stressed and all because I' trying to get myself out of a mess and thought I was doing it responsibly. Sorry! Does that make sense?

mags33_2

My credit card charged late payments as well but this was because they want it to reach the level where they can pass it onto a DCA. There was nothing i could do about nor HB. it should be anothe rmonth then i will be dealing with DCA and my debt will them come down.

Unfortuntely dealing with getting out of debt is one of the hardest things iv ever had to do i wish it was as easy to get out of debt as it was for me to get into it

Numpty_Monkey

Give one of the charities a call today , they will help you altough they are very busy at the moment
CCCS Tel: 0800 138 1111
National Debtline Tel: 0808 808 4000
Citizens Advice
Christians Against Poverty Tel: 01274 760720.


unfortunatley I think you will have probably lost the money to the leeches, there useual thing is to take there payment up front first x months and then 17% or so