SOA ... Final look over please

startagain_2

Good Morning everyone,

After hearing about a couple of hairy experiences with OR interviews recently I would appreciate it if you would take a look at the SOA that I have submitted and will be holding out for in my OR interview on Monday 16th at 10am ...... ugh!



Statement of Affairs and Personal Balance Sheet
Household Information
Number of adults in household........... 1
Number of children in household.........
Number of cars owned.................... 1
Monthly Income Details
Monthly income after tax................ 1130
Partners monthly income after tax....... 0
Benefits................................ 0
Other income............................ 0
Total monthly income.................... 1130
Monthly Expense Details
Mortgage................................ 0
Secured loan repayments................. 0
Hire Purchase (HP) repayments........... 0
Rent.................................... 360
Management charge (leasehold property).. 0
Council tax............................. 74
Electricity............................. 55
Gas..................................... 0
Oil..................................... 0
Water rates............................. 20
Telephone (land line)................... 40
Mobile phone............................ 0
TV Licence.............................. 12
Satellite/Cable TV...................... 0
Internet Services....................... 0
Groceries etc. ......................... 185 (including £5 for laundry - no WM)
Clothing................................ 30
Petrol/diesel........................... 120
Road tax................................ 11
Car Insurance........................... 27
Car maintenance (including MOT)......... 35
Car parking............................. 0
Other travel............................ 0
Childcare/nursery....................... 0
Other child related expenses............ 0
Medical (prescriptions, dentist etc).... 35
Pet insurance/vet bills................. 10
Buildings insurance..................... 0
Contents insurance...................... 12
Life assurance ......................... 0
Other insurance......................... 0
Presents (birthday, christmas etc)...... 10
Haircuts................................ 10
Entertainment........................... 0
Holiday................................. 20
Emergency fund.......................... 0
Total monthly expenses.................. 1066

I have submitted £15 for prescriptions. Following a spine operation I have to take anti inflammitories and I also have a skin cream and anti-biotics on repeat prescription. Some months I get all 3, others none.

I have based this on my basic wage and 30 hours a month overtime. A flat months take home pay is £953 - far less than my outgoings.

Does anyone see any glaring mistakes or anything that needs a tweak?



SA

philnicandamy

Groceries seem a little low...holiday could go up a bit (no harm trying)

startagain_2

philnicandamy wrote: »

Groceries seem a little low...holiday could go up a bit (no harm trying)

Really - up the groceries by how much?

SA

tigerfeet2006

Phil's right, I would have put groceries at £200. I probably would have put clothing at £40/50. What type of job do you do? Holidays I would have put at £30/40.

I would say that you have under estimated groceries to the OR.

mum2one

also look at putting the SOA at ur basic wage - unless the overtime is guarenteed. x

startagain_2

tigerfeet2006 wrote: »

Phil's right, I would have put groceries at £200. I probably would have put clothing at £40/50. What type of job do you do? Holidays I would have put at £30/40.

I would say that you have under estimated groceries to the OR.

I work for a Satellite TV company (:o ) - office based, smart casual.....

SA

startagain_2

mum2one wrote: »

also look at putting the SOA at ur basic wage - unless the overtime is guarenteed. x

Thankyou so much for your reply mum2one, this has been a bit of a dilemma.

The problem is .... whilst it is not guaranteed, we are "expected" to work extra when asked. I would be fibbing if I said I had ever just got a basic wage.. in 3 and a half years. Before December I was working about 100 hours extra a month. Since then the company has cut back and so have I, it was killing me!
I have settled for 30 because it is do-able, likely, and doesn't take too much effort. IF there are any extra we have mutully agreed that it will be taken as time in lieu.

SA

philnicandamy

startagain wrote: »

I work for a Satellite TV company (:o ) - office based, smart casual.....

SA

putting in an ammount for dry cleaning ( lillybart 2008) might be worth a shot as well? just a thought

tigerfeet2006

startagain wrote: »

I work for a Satellite TV company (:o ) - office based, smart casual.....

SA

Hmm! as it is not customer facing you probably can't get away with raising it at this stage as you don't specifically need things like smart suits.

But dry cleaning at £10 might be worth a shot as Phil suggests.

startagain_2

tigerfeet2006 wrote: »

Hmm! as it is not customer facing you probably can't get away with raising it at this stage as you don't specifically need things like smart suits.

But dry cleaning at £10 might be worth a shot as Phil suggests.

Would you advise making all the changes suggested here and wiping out all the excess, taking it right up to my income level.....

i.e groceries, dry cleaning, holidays ? :rolleyes:

Crikey, I do go on.... just want to give it my best shot......

SA

philnicandamy

Yup....I would.but as tiger said it could be awkward