Bankruptcy what will the OR regard as reckless??

purple-pear

Just a quick post for advice on this area.

What exactly does he OR look at when thy look back at your affairs is it your spending from your bank or all the money spent on cards? Just read a thread where someone who had gone br got it extended due to her husband gambling.

Others have had things questionned? I have just spent silly money but noticed they lookat when u took the credit out and can say u shouldnt have taken it out as u couldnt afford to pay back. I now look at mine and think how did I think I could manage but at the time I just kept thinking I would.

I also just before I decided to go down br route ordered a largish order from a catalogue account as we needed a new mattress and I needed a laptop for work at this point I had already stopped paying some credit cards so will thy see this as reckless? I know it is bad but had no other money and springs went and laptop literally packed in!!

Thankyou Everyone

purple-pear

Matress was very old nothing else lol!

nervousmother

purple-pear wrote: »

Matress was very old nothing else lol!

what is it you think about the people on this board that you think you have to justify why you need a new matress? :rotfl:

It could be a problem with the lap top, how much did it cost? if its new he has more chance of seeing it as an asset,

Does not matter how you have acted, what is the worse he can do? extend the BR restrictions? its not the end of the world as your credit is shot anyway...

purple-pear

Yes true laptop cost approx £500....

I know I dont have to justify as everyone on here seems so understanding and we r all in difficult positions just ashamed of myself for being so unrealisitc.