Partner walked out and now I am getting Court Paperwork from Prepossed car - help

PennyLessons

Can anyone advise me.

My partner started a business which then failed - i was the second director with a minor share. The business had a car on car finance. The car was repossed.

I was pregnant during this time and shortly after the birth of our son my partner walked out on me (we had only been together 12 years!!!).

I am now getting paperwork from the court suggesting a judgement has been made against me and asking for a statement of incomings and outcomings for £27000!!!!!!

I have asked my ex for a copy of the car finance paperwork as i believed this was a company asset - but he cannot find it!!

Help and advice please - can i do anything about this? How come the whole amount is in my name? How come I have not received any previous paperwork?

Help help help - i know i have been slack letting him handle (or as it turns out NOT handle) this but the whole baby / betrayal thing has not left me very in a very good place - emotionally or financially.

thankyou

GeorgeUK

To get a copy of all the paperwork a company holds on you, send a subject access request to them. Under the Data Protection Act, they must provide you with a copy of all information and documentation they have that relates to you. I think this should be the same for a business, but you should check with nationaldebtline to make sure.

It may be that they only have your address which is why they are chasing you for the debt.

standupguy

As you are/were a Director of a limited company and assuming the HP agreement was in the company name, then you can only be held personally liable if you signed a directors guarantee or Indemnity on the HP agreement.

If you did sign a guarantee or indemnity then you will be liable - if you did not sign a personal indemnity then you do not have personal responsiblity for the company debt re the car.

PennyLessons

Thanks for the advice - I shall follow up on both of the suggestions

feeling calmer now