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My Debt Diary

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  • beanielou
    beanielou Posts: 95,458 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Wow kipper:D Thats fab.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou wrote: »
    Isent kipper great at Mb then?
    M stanley biting the dust soon then?

    Yep Kips is great at matched betting :D especially when she busted me out of 2 bookies to the tune of nearly £150 :D Morgan Stanley should be paid off at the end of this month so watch this space :D just got to get kips to understand the process of placing the bets now and then she can do the day shift on it and ill do the night shift :D
    Savings Total so far for 2023: £8,062.58
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    oooo and i found an additional £97 in a bookie account that i had forgotten about as well last night :D so need to update that onto my total as well :D
    Savings Total so far for 2023: £8,062.58
  • kipper_2-2
    kipper_2-2 Posts: 56,025 Forumite
    James240 wrote: »
    Yep Kips is great at matched betting :D especially when she busted me out of 2 bookies to the tune of nearly £150 :D Morgan Stanley should be paid off at the end of this month so watch this space :D just got to get kips to understand the process of placing the bets now and then she can do the day shift on it and ill do the night shift :D



    :eek: :eek:


    actually :think:


    I can run away with all your money mwahahahaha :D
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    James240 wrote: »
    Morgan Stanley should be paid off at the end of this month so watch this space :D

    You're going great there James. I forget when your 0% deals end (?) but you'll have it all paid off and a tidy deposit for when the housing market reaches its low point!
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Verbatim wrote: »
    James240 wrote: »
    Morgan Stanley should be paid off at the end of this month so watch this space :D

    You're going great there James. I forget when your 0% deals end (?) but you'll have it all paid off and a tidy deposit for when the housing market reaches its low point!

    Thats what im hoping for verbatim :D as soon as i get it all paid off im going to be saving like a trooper getting as much money together for when the housing market reaches a point that im able to buy somewhere :) seen some nice 2 bedroom flats at the moment but i feel that buying now would really be financial suicide given current market conditions. Will be good to actually have all me money to meself after 2 long years off paying my debt off :) although its taught me well to balance my finances in the future :)
    Savings Total so far for 2023: £8,062.58
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    and oooo plus ive got over £5k worth of matched betting winnings as well :dance:
    Savings Total so far for 2023: £8,062.58
  • kipper_2-2
    kipper_2-2 Posts: 56,025 Forumite
    and ooooo I busted you out of yet another bookie :dance:



    :p


    :D
  • OberonSH
    OberonSH Posts: 1,792 Forumite
    I so wish I understood this betting lark lol. Well done James, those numbers are looking good!
    This year I'm getting organised once and for all, and going to buy a house with my wonderful other half. And that' s final!

    Current Pay Off Target : £1500 :mad:
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    OberonSH wrote: »
    I so wish I understood this betting lark lol. Well done James, those numbers are looking good!

    Thanks OberonSH :) it took me 6 months off and on of reading the matched betting guideto fully understand it :) so dont worry about how long it takes to learn, its not a race and you just need to take it at your own pace. I found printing the guide off and reading it through was a lot easier than reading it on the screen. Good Luck! :)
    Savings Total so far for 2023: £8,062.58
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