My Debt Diary

James240

okies have major probs at the moment :rolleyes: basically ive got to move out of the house that im in at the moment (not going to go into details but its a situation thats waaaayyyy out of my hands and actually doesnt involve me so theres not alot i can do about it ) ill apologise now if im overdrawn at the end of the month cos i may have a few bits to outlay but im hoping that everything sorts itself out and ill be okay

Verbatim

Sorry to hear that James. hope you can sort yourself out without too much outlay.

Vxx

James240

i hope so as well verbatim I really like where i am at the moment and it really is a shame that ive got to move went to have a look at a 2 bedroom flat over the weekend (part ownership) but doing all the workings out including everything (food/Council tax/etc) comes to £1296 which leaves me £124 left out of me wages so thats a no no and its a little too close to the edge for my liking and besides given mortgages at the moment you need a minimum of 10% deposit. Ive got a few other options open to me at the moment so im going to see what happens, for the moment ive just got to try and keep my chin up

southernscouser

If you want my advice mate, don't buy!

Prices are dropping and while I don't expect there to be a 'crash' it's not unfeasible that prices could be as much as 20% cheaper in a year or two. So in that time even with renting and all the 'dead money' you would still be financially better off waiting.

How much you looking to spend on rent?

kipper_2-2

James240 wrote: »

Ive got a few other options open to me at the moment

Option 49872 here reporting for duty :wave:


I've saved you drawer space just incase :rotfl:

southernscouser

kipper wrote: »

Option 49872 here reporting for duty :wave:


I've saved you drawer space just incase :rotfl:

Are you two moving in together?

Mate, just think, all those new sign ups, dinner on table when you get in, all your washing and ironing done, naughties on demand. :T

And kip, just think, emptying his MB accounts when he's not around, him cooking dinner when you say, all your washing and ironing done, naughties on demand. :T


:rotfl:

kipper_2-2

southernscouser wrote: »

Are you two moving in together?

Mate, just think, all those new sign ups, dinner on table when you get in, all your washing and ironing done, naughties on demand. :T

And kip, just think, emptying his MB accounts when he's not around, him cooking dinner when you say, all your washing and ironing done, naughties on demand. :T


:rotfl:

Thats not my decision, but he is welcome


and I don't need him to be here to empty his MB accounts :

James240

hiya gorgeous :kisses3: (kipper not you SS ) moving in with kips is one of the options yes as she has very nicely offered to put a roof over my head to which im very grateful :kisses3: but there is a fair bit of travelling involved in me getting to work and yeah kips doesnt need me to be there to empty my accounts as she knows all me flippin passwords anyway :eek: :rotfl:

James240

kipper wrote: »

Option 49872 here reporting for duty :wave:


I've saved you drawer space just incase :rotfl:

aawwwww u is not option 49872 :kisses3: xxxxxxxx

James240

southernscouser wrote: »

If you want my advice mate, don't buy!

Prices are dropping and while I don't expect there to be a 'crash' it's not unfeasible that prices could be as much as 20% cheaper in a year or two. So in that time even with renting and all the 'dead money' you would still be financially better off waiting.

How much you looking to spend on rent?

Yeah i know, to be honestit was really just an exercise as such to see 1. what the space was like and two what my money could possibly get me ideal time for me to buy would be around the middle of next year or towards the end of next year as prices (in my opinion) will drop a fair bit. In answer to your question as to how much im looking to spend on rent............as little as possible :rotfl: