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My Debt Diary

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Comments

  • dreams_R_free
    dreams_R_free Posts: 536 Forumite
    Well done James:beer: , you must be really happy at the moment. What a brilliant year you've had with your debt-busting, an inspiration to us all:T

    Take care
    Imp x
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Impomdasp wrote: »
    Well done James:beer: , you must be really happy at the moment. What a brilliant year you've had with your debt-busting, an inspiration to us all:T

    Take care
    Imp x


    Thanks imp, yeah im majorly proud of what ive acheived on this debt free journey i never thought i would get to the end of it :o ut the end is very near for this debt :j
    Savings Total so far for 2023: £8,062.58
  • beanielou
    beanielou Posts: 96,665 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Wow, you are getting so near.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou wrote: »
    Wow, you are getting so near.


    Yeah i know its good init :D

    Once i actually get debt free i can start putting my money into a nice big savings account and actually get my own place that ive been dreaming about for ages :)

    As ive said before im going to save hard for 2 years and get as big as deposit behind me as i can, once im debt free i and i get my normal monthly bills out of the way i can save around £950-£1000 a month which im dead chuffed about :)

    Im aiming to have at least £20,000 behind me at the end of that time as by the end of that time i think my mate and his girlfriend will be looking to move house and i think they may be going further out of the area than i would like to move.

    Living with them certainly has given me the focus that i needed to get myself debt free as i always knew that at some point i would need to get my own place, be it in 2010 now :) These two years that ive been going through my debt have been a rollercoster of highs and lows, but i cant believe how quickly its gone, it has been hard but its sooooo worth it :)

    I just can wait till the end of the year so i can pay off all the last little bits and pieces :)

    James
    Savings Total so far for 2023: £8,062.58
  • pandas66
    pandas66 Posts: 18,811 Forumite
    well done you!........xx

    and then to go on to build a nest egg is some acheivement James.....
    Panda xx

    :Tg :jo:Dn ;)e:Dn;)o:jw :T :eek:

    missing kipper No 2.....:cool:
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    pandas66 wrote: »
    well done you!........xx

    and then to go on to build a nest egg is some acheivement James.....


    Thanks Panda :) Im very proud of my achievement :) x
    Savings Total so far for 2023: £8,062.58
  • kipper_2-2
    kipper_2-2 Posts: 56,024 Forumite
    10,000 Posts Combo Breaker
    lololol I've just made myself laugh, cos I've managed to miss all ya latest posts in ya diary which were made........ while you was with me leeching off me internet :rotfl: :rotfl:


    :kisses3:
  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    kipper wrote: »
    lololol I've just made myself laugh, cos I've managed to miss all ya latest posts in ya diary which were made........ while you was with me leeching off me internet :rotfl: :rotfl:


    :kisses3:

    I'm a bit intoxicated. :)
  • kipper_2-2
    kipper_2-2 Posts: 56,024 Forumite
    10,000 Posts Combo Breaker
    southernscouser wrote: »
    I'm a bit intoxicated. :)


    You spell ever so well for a drunk person :)



    or did it take you 15 mins to make the post :p;)
  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Why the hell did I post on here? :rotfl:

    Sorry Jamesy boy! :p
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