My Debt Diary

James240

Hiya Verbatim :hello:

Well im hoping more peeps will post on me diary apart from just us lot

Well ive jsut recieved me payslip and yet again they have ballsed up my wages

Ive been overpaid again which means i now owe more money to my employer :mad: Im not entirely sure whether i should use this to pay off a massive chunk off my debt or hold on to it :think: cos basically ive now got to enter into negotiations withthe "overpayments team" to arrange terms of paying the money back :rolleyes:

Just really fed up with my employer now beause this has been going on for the last 2/3 months

Ill post up me out goings at some point over the weekend if not on Monday cos im off to visit Ms240 in the bright lights of London this weekend

Verbatim

Have a great time James and Kip.:beer:


Sorry about the aggro with pay. :eek:

I'd be tempted to pay off the MNBA as you're paying interest on that if I remember correctly whereas the other cards are 0%. Hey ho but it's still 3 steps forward and only a teensy half step back. You're so nearly there now.:money:

James240

Verbatim wrote: »

Have a great time James and Kip.:beer:


Sorry about the aggro with pay. :eek:

I'd be tempted to pay off the MNBA as you're paying interest on that if I remember correctly whereas the other cards are 0%. Hey ho but it's still 3 steps forward and only a teensy half step back. You're so nearly there now.:money:

well to be honest i can pay off nearly £800 of that this month if i use the money they have overpaid me so it leaves only a very minor amount left on the card

This month (from rough calculations) where they have overpaid me again i can pay off nearly £1100 of my debt this month. Ultimatley im still a bit undecided what to do with this money but if they are going to take it back monthly then i think the best thing to do is to actually use it to overpay my debt

If i do that then realistically i will only have approx £1400 worth of debt left

kipper_2-2

post your outgoings up over the weekend?? you think you are using me lappy then do ya?? :rotfl:


nowt constructive to say (well not yet anyway!).... soooooooooo



new car smiley :j :j :j

spud30

Have a lovely weekend James and Kip :beer:

James240

spud30 wrote: »

Have a lovely weekend James and Kip :beer:

im round there now and having a great time on her laptop :beer:

Verbatim

James240 wrote: »

well to be honest i can pay off nearly £800 of that this month if i use the money they have overpaid me so it leaves only a very minor amount left on the card

This month (from rough calculations) where they have overpaid me again i can pay off nearly £1100 of my debt this month. Ultimatley im still a bit undecided what to do with this money but if they are going to take it back monthly then i think the best thing to do is to actually use it to overpay my debt

If i do that then realistically i will only have approx £1400 worth of debt left

Wow that'd be amazing james. Have you still got some MB etc to add on too. Looks like you'll be debt free by the end of the year for sure.

Whoopeeeeeeeee:j :j :j Hope you're both having a great week-end.

beanielou

Aww sweet.
Must have missed this.
Congratulations!

Back_to_Black_2

Just wanted to say - good luck!Sounds like you're doing a greally good job. Dont forget to pat yourself on the back.
I've made the first move today to get a weekend job to pay that bit extra off each month.
Keep it up!

spud30

James240 wrote: »

im round there now and having a great time on her laptop :beer:

Erm, that wasnt what I had in mind