We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

My Debt Diary

1163164166168169262

Comments

  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    kipper wrote: »
    Hmmmm no posts for 11 days :think:


    James are you hiding under all this mess??


    In fact........ what is all this mess :eek:



    Do I sound like ya mum ;):D :rotfl:



    I hope not :eek: :rotfl:

    Where do you store your matched betting winnings?


    Matched betting winnings are kept in either my bookie accounts, betfair or various e-wallet accounts that are used for matched betting i.e. Neteller and moneybookers :)


    thanks for all the positive remarks peeps :beer: its nearly the end of the month and ill post up all me bits and pieces :)
    Savings Total so far for 2023: £8,062.58
  • kipper_2-2
    kipper_2-2 Posts: 56,024 Forumite
    10,000 Posts Combo Breaker
    James240 wrote: »
    thanks for all the positive remarks peeps :beer:


    That don't apply to me then :D :rotfl:
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    kipper wrote: »
    That don't apply to me then :D :rotfl:



    :p:D...............
    Savings Total so far for 2023: £8,062.58
  • kipper_2-2
    kipper_2-2 Posts: 56,024 Forumite
    10,000 Posts Combo Breaker
    ooooh oooh ooooh..... brace yerself I gonna be nice :rotfl:


    that MB sig of yours looks alright :D







    oh and did ya have a nice holiday? weather ok? :D
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    yep i is now over the £2800 mark now :j :j


    and yep holiday was very nice thank you ;)
    Savings Total so far for 2023: £8,062.58
  • kipper_2-2
    kipper_2-2 Posts: 56,024 Forumite
    10,000 Posts Combo Breaker
    James240 wrote: »
    yep i is now over the £2800 mark now :j :j


    and yep holiday was very nice thank you ;)



    You're most welcome.... anytime ;):D
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    spud30 wrote: »
    Wow, so does that mean your now just over £3000 in debt, if you take into account your MB winnings :confused:


    yep thats right spud30 its just over £3000 if you take into account my matched betting winnings :D
    Savings Total so far for 2023: £8,062.58
  • James240
    James240 Posts: 16,391 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Right well i got paid this month but unfortunatley the figures dont make for good reading :(


    RENT £280.00

    BROADBAND £0.00

    PHONE £25.00

    TRAVEL CARD £33.80

    SAVINGS £10.00

    LOAN £303.71

    O/DRAFT £317.00

    TOTAL £969.51

    WAGES £1,470.00

    Money Left £500.49

    Basically me being a !!!!!!! idiot i went overdrawn by £317 :mad: this month so its left me really short.

    Ive got £500 so i went out last night and spent £30, my minimum payments for Barclaycard, MBNA and Morgan Stanley need to come out as well so thats another £100 to come off plus ive paid my car insurance which was £216.

    That Leaves me with £154 ive still got to pay out for my MOT and im praying it passes because if it doesnt im going to be a bit stuck in paying for any repairs :(

    Going to pop out to the shops soon and get some shopping so im going to give myself a budget of £40 for the month so will be stocking up on pasta and rice and stuff i can freeze.

    Ive only got myself to blame for overspending by so much last month and really wish i hadnt now.


    September is going to be a really really tight month ....................
    Savings Total so far for 2023: £8,062.58
  • MushyPeas
    MushyPeas Posts: 3,104 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Awww, James you have been doing so well, don't lose heart :) You'll have to come on here for the MSE lot to cheer you, for free! Well done are doing so well with getting the debt level down, I just came back on to see how peeps were doing and I'm sooo impressed :)
    Previous debt: £14K :embarasse Debt free: Sept '03 :DMFW#42 Mortgage OP savings £4271.18/£12000 2019 :)Started dating OH Mar '12, married Oct '12, Walnut born Dec ' 12 :A SPC 12: 99 £38.05/£500 Make money Jan: £412.34/£310 :T Feb: £88.79/£280 May: £215.52/£310 June: £18.98/£300
  • kipper_2-2
    kipper_2-2 Posts: 56,024 Forumite
    10,000 Posts Combo Breaker
    James240 wrote: »
    Basically me being a !!!!!!! idiot i went overdrawn by £317 :mad: this month so its left me really short.


    :eek: bleedin' hell that can of coke and bag of chips was expensive :eek:


    ain't going there again ;):D
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.1K Work, Benefits & Business
  • 600.7K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 258.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.