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hy doesn't the govt help out by introducing a law whereby all existing consumer debts
Comments
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Dithering_Dad wrote: »Where have I said any of those things?
You didn't need to say them. I didn't say you said them, just pointed out the general attitude. TBH it just sounded like a smug remark but I apologise if I'm wrong and spoke out of turn.The forest would be very silent if no birds sang except for the birds that sang the best0 -
You didn't need to say them. I didn't say you said them, just pointed out the general attitude. TBH it just sounded like a smug remark but I apologise if I'm wrong and spoke out of turn.
It was one line of text that you read a whole paragraph into, and it didn't 'sound' like anything, there was no sound, it was all text
However I agree with you about this particular board, and so do not take offense because I could so easily have been one of the people you described.
In reality I am a graduate of the DFW board after building up over £14k of debt after my wife had to give up her job to take care of our disabled daughter. We really missed her income (she was a teacher and so we lost about £24k, which would knock anyone sideways). I didn't moan on about how hard done to I was, I merely did overtime at work, pared our outgoings to the bone and took on a job in a local bar in the evenings.
Once I got rid of all our debt, I went into contracting and joined the MFW, paying down my mortgage quite significantly. I have worked away for about 2 years, seeing my family during vacations and weekends and have reduced our mortgage by £45k. We're now in the financial position where once again I can afford to have a 'normal' job and live at home with my family, without feeling the strain from our single income.
I do feel sorry for people in debt because it is so easy to do, I don't feel sorry for those who can do something about it (as I did) but choose instead to mope and blame everyone else.
All of the above is recorded on my DFW and MFW diaries from when I joined MSE in Feb 2007.Mortgage Free in 3 Years (Apr 2007 / Currently / Δ Difference)
[strike]● Interest Only Pt: £36,924.12 / £ - - - - 1.00 / Δ £36,923.12[/strike] - Paid off! Yay!!
● Home Extension: £48,468.07 / £44,435.42 / Δ £4032.65
● Repayment Part: £64,331.11 / £59,877.15 / Δ £4453.96
Total Mortgage Debt: £149,723.30 / £104,313.57 / Δ £45,409.730 -
I'd support an idea of returning 10% of tax paid over the past year (or years) to boost the economy. But it ain't gonna happen.
I do not support the idea of targetting support to the !!!!less or unemployed.
GGThere are 10 types of people in this world. Those who understand binary and those that don't.0
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